Credit union · NCUA insured
Dutch Point Credit Union Auto Loan Rates
Dutch Point Credit Union auto loans start at 4.49% APR for a new vehicle and 4.99% for a used one. Rates checked October 22, 2026.
How Dutch Point Credit Union’s auto loan rates compare
Compared with banks and credit unions near Hartford, CT, where Dutch Point Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Dutch Point Credit Union
4.49%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
New Auto Loans
Lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
2nd-lowest rate
Riverbank Federal Credit Union
3.74%APR
- Terms
- —
- Discount
- None included
Dutch Point Credit Union auto loan score
85
Auto loan score
Higher than 70% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Dutch Point Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
First Time Auto Buyer
Vehicle must be a 2019-2027 model year to qualify. Up to 95% loan to value financing is available. Loan type requires 5% cash down or equivalent trade-in. $35,000 maximum loan amount. APR listed includes a 0.26% discount for a loan to value <= 80% or automatic payment from a Dutch Point Credit Union checking account. Fixed APR. Rate based on credit history and term selected.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.74% | 2019 Model Year and Newer. Up to 95% LTV, requires 5% cash down or equivalent trade-in. Max loan amount $35,000. Includes 0.26% discount for LTV <= 80% or autopay from DPCU checking. Fixed APR. |
| 61–76 months | 8.24% | 2019 Model Year and Newer. Up to 95% LTV, requires 5% cash down or equivalent trade-in. Max loan amount $35,000. Includes 0.26% discount for LTV <= 80% or autopay from DPCU checking. Fixed APR. |
Sources (1)
- dutchpoint.org/rates/loan-rates · captured Oct 15, 2026
New Auto Loans
APRs listed include a 0.26% discount for a loan to value <= 80% or automatic payment from a Dutch Point Credit Union checking account. Vehicle mileage cannot exceed 10,000 miles and vehicle must be a 2025-2027 model year. Existing DPCU loans do not qualify for refinance. Rate may not be combined with any other credit union promotions or rate discounts. Rate based on credit history and term selected.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.49% | 2025 to 2027 Model Years. Includes 0.26% discount for LTV <= 80% or autopay from DPCU checking. Max 10,000 miles. |
| 61–76 months | 4.99% | 2025 to 2027 Model Years. Includes 0.26% discount for LTV <= 80% or autopay from DPCU checking. Max 10,000 miles. |
| 77–84 months | 5.49% | 2025 to 2027 Model Years. Includes 0.26% discount for LTV <= 80% or autopay from DPCU checking. Max 10,000 miles. |
Sources (1)
- dutchpoint.org/rates/loan-rates · captured Oct 15, 2026
Used Auto Loans
APRs listed include a 0.26% discount for a loan to value <= 80% or automatic payment from a Dutch Point Credit Union checking account. Vehicle mileage cannot exceed 125,000 miles. Existing DPCU loans do not qualify for refinance. Rate may not be combined with any other credit union promotions or rate discounts. Rate based on credit history and term selected.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.99% | 2018 to 2027 Model Years. Includes 0.26% discount for LTV <= 80% or autopay from DPCU checking. Max 125,000 miles. |
| 61–76 months | 5.24% | 2019 to 2027 Model Years. Includes 0.26% discount for LTV <= 80% or autopay from DPCU checking. Max 125,000 miles. |
| 77–84 months | 5.99% | 2023 to 2027 Model Years. Includes 0.26% discount for LTV <= 80% or autopay from DPCU checking. Max 125,000 miles. |
Sources (1)
- dutchpoint.org/rates/loan-rates · captured Oct 15, 2026
Used Auto Loans - 2017 Model Year and Older
2007-2017 vehicle years, vehicle must be titled. Vehicles exceeding 125,000 miles will also fall into this loan category. Vehicle loan to value cannot exceed 100%. APR listed includes a 0.26% discount for a loan to value <= 80% or automatic payment from a Dutch Point Credit Union checking account. Rate based on credit history and term selected.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 8.49% | 2007-2017 vehicle years (or exceeding 125,000 miles), vehicle must be titled. Max 100% LTV. Includes 0.26% discount for LTV <= 80% or autopay from DPCU checking. |
Sources (1)
- dutchpoint.org/rates/loan-rates · captured Oct 15, 2026
Who can join Dutch Point Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or conduct business in Hartford, New Haven, New London, or Middlesex County, Connecticut are eligible for membership.
Family and household
- Family members of current Dutch Point Credit Union members are eligible for membership.
Membership information collected October 4, 2026.