Credit union · NCUA insured
DoverPhila Federal Credit Union Savings Rates
DoverPhila Federal Credit Union’s best savings rate is 1.51% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How DoverPhila Federal Credit Union’s savings rates compare
Compared with banks and credit unions near New Philadelphia, OH, where DoverPhila Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
DoverPhila Federal Credit Union
1.51%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $151
Money Market
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Directions Credit Union
2.43%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $243
DoverPhila Federal Credit Union savings score
87
Savings score
Higher than 79% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0001.51%
- $100,000 balance$100,0002.28%
- QualifiedQualified1.51%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where DoverPhila Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
1.51%APY
Dividends are compounded daily and paid monthly. No maintenance fees*. No minimum balance to earn dividends. High balances earn higher rates. Membership eligibility requires living, working, worshiping, or attending school in Tuscarawas County.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Dividends are compounded daily and paid monthly. No maintenance fees*. | 0.05% | — | Dividends are compounded daily and paid monthly. No maintenance fees*. |
| $2,500 and upDividends are compounded daily and paid monthly. No maintenance fees*. | 1.51% | $151 | Dividends are compounded daily and paid monthly. No maintenance fees*. |
| $50,000 and upDividends are compounded daily and paid monthly. No maintenance fees*. | 1.77% | — | Dividends are compounded daily and paid monthly. No maintenance fees*. |
| $100,000 and upDividends are compounded daily and paid monthly. No maintenance fees*. | 2.28% | — | Dividends are compounded daily and paid monthly. No maintenance fees*. |
| $250,000 and upDividends are compounded daily and paid monthly. No maintenance fees*. | 2.53% | — | Dividends are compounded daily and paid monthly. No maintenance fees*. |
Personal Share
0.05%APY
Requires DoverPhila membership with a minimum deposit of $5.00 into Share Master Account. Dividends compounded daily and paid monthly. Unlimited transactions per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance of $5. Dividends compounded daily and paid monthly. No service fees.$5 and up | 0.05% | $5 | Minimum balance of $5. Dividends compounded daily and paid monthly. No service fees. |
Special-purpose accounts
Health Savings Account
2.53%APY
Health Savings Account (HSA) for individuals covered by a high-deductible health plan (HDHP). No account maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.50% | — |
| $2,500 – $10,000 | 2.02% | — |
| $10,000 – $25,000 | 2.53% | $253 |
| $25,000 and up | 3.05% | — |
Passbook ESA
1.51%APY
Coverdell Passbook Educational Savings Account (ESA). No minimum balance required, no custodial fees. Dividends compounded daily and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,499 | 0.05% | — |
| $2,500 and up | 1.51% | $151 |
| $50,000 and up | 1.77% | — |
| $100,000 and up | 2.28% | — |
| $250,000 and up | 2.53% | — |
Passbook IRA
1.51%APY
Individual Retirement Account Passbook savings, available as Traditional or Roth IRA savings. No minimum balance required, no custodial fees. Dividends compounded daily and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Traditional and Roth IRA savings. | 0.05% | — | Traditional and Roth IRA savings. |
| $2,500 and upTraditional and Roth IRA savings. | 1.51% | $151 | Traditional and Roth IRA savings. |
| $50,000 and upTraditional and Roth IRA savings. | 1.77% | — | Traditional and Roth IRA savings. |
| $100,000 and upTraditional and Roth IRA savings. | 2.28% | — | Traditional and Roth IRA savings. |
| $250,000 and upTraditional and Roth IRA savings. | 2.53% | — | Traditional and Roth IRA savings. |
Custodial Share Account
0.05%APY
Savings account set up by an adult (custodian) on behalf of a minor (beneficiary) under the age of 18 until age of majority.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarns personal share dividend rate. Custodian manages until age of majority.Any balance | 0.05% | $5 | Earns personal share dividend rate. Custodian manages until age of majority. |
DP's Kids Club
0.05%APY
Youth share account for children age 12 and under. Requires child's Social Security card, birth certificate, and a $5.00 deposit (no extra deposit if child already has a share account). Automatically converts to DP Savers Club at age 13.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequires child's Social Security card, birth certificate, and a $5.00 deposit. Certificate accounts available with low $250 minimum balance.Any balance | 0.05% | $5 | Requires child's Social Security card, birth certificate, and a $5.00 deposit. Certificate accounts available with low $250 minimum balance. |
Savers Club
0.05%APY
Youth share account for teens ages 13-17. Automatically converts to regular share account at age 18.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarn dividends on share accounts. Certificate accounts available with low $250 minimum balance. Automatically converts to regular share account at age 18. Open with $5 or more.Any balance | 0.05% | $5 | Earn dividends on share accounts. Certificate accounts available with low $250 minimum balance. Automatically converts to regular share account at age 18. Open with $5 or more. |
Closed to new customers
Daily Share Account
0.05%APY
Additional share account for special saving purposes without having to open a new membership account. Earns the same dividend as Share Master Account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo service fees. Dividends are compounded daily and paid monthly. Unlimited transactions per month. Earns the same dividend as Share Master Account.Any balance | 0.05% | $5 | No service fees. Dividends are compounded daily and paid monthly. Unlimited transactions per month. Earns the same dividend as Share Master Account. |
Who can join DoverPhila Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Tuscarawas County is eligible for membership.
Employers and groups
- Anyone who attends church or worships in Tuscarawas County is eligible for membership.
Military, government and schools
- Anyone who attends school in Tuscarawas County is eligible for membership.
Family and household
- Immediate family members of eligible individuals or members qualify for membership.
Cost to join
- A $5.00 deposit is required to establish and maintain lifetime membership, with no annual or renewal fees.
Membership information collected October 5, 2026.