Credit union · NCUA insured
DoverPhila Federal Credit Union Auto Loan Rates
DoverPhila Federal Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How DoverPhila Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near New Philadelphia, OH, where DoverPhila Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
DoverPhila Federal Credit Union
4.99%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- None included
Cars, Trucks, Vans, and Motorcycles
2nd-lowest rate
PNC
5.34%APR
- Terms
- —
- Up to
- 20.69% APR
- Discount
- Included in the rate
3rd-lowest rate
Directions Credit Union
5.49%APR
- Terms
- up to 84 months
- Up to
- —
- Discount
- None included
DoverPhila Federal Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where DoverPhila Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Cars, Trucks, Vans, and Motorcycles
Not all will qualify for lowest rate. All offers subject to credit and collateral qualifications. Some restrictions apply. Rates are not tied to an index and are subject to change at the credit union's discretion. No early payoff penalty.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.99% | Model Year 2021-2026. 84-month term only available for auto loans $50k and above. Credit score 730+. Monthly payment per $1,000 borrowed: $14.60. |
| up to 72 months | 4.99% | Model Year 2021-2026. Credit score 730+. Monthly payment per $1,000 borrowed: $16.10. |
| up to 60 months | 5.99% | Model Year 2014-2020. Credit score 730+. Monthly payment per $1,000 borrowed: $19.33. |
| up to 48 months | 6.49% | Model Year 2013 & Older. Credit score 730+. Monthly payment per $1,000 borrowed: $23.71. |
| up to 84 months | 6.49% | Model Year 2021-2026. 84-month term only available for auto loans $50k and above. Credit score 729-680. Monthly payment per $1,000 borrowed: $14.84. |
| up to 72 months | 5.49% | Model Year 2021-2026. Credit score 729-680. Monthly payment per $1,000 borrowed: $16.33. |
| up to 84 months | 7.49% | Model Year 2021-2026. 84-month term only available for auto loans $50k and above. Credit score 679-640. Monthly payment per $1,000 borrowed: $15.33. |
| up to 72 months | 6.49% | Model Year 2021-2026. Credit score 679-640. Monthly payment per $1,000 borrowed: $16.81. |
| up to 84 months | 8.49% | Model Year 2021-2026. 84-month term only available for auto loans $50k and above. Credit score 639-600. Monthly payment per $1,000 borrowed: $15.83. |
| up to 72 months | 7.49% | Model Year 2021-2026. Credit score 639-600. Monthly payment per $1,000 borrowed: $17.29. |
| up to 84 months | 10.49% | Model Year 2021-2026. 84-month term only available for auto loans $50k and above. Credit score 599-550. Monthly payment per $1,000 borrowed: $16.86. |
| up to 72 months | 9.49% | Model Year 2021-2026. Credit score 599-550. Monthly payment per $1,000 borrowed: $18.27. |
| up to 84 months | 12.49% | Model Year 2021-2026. 84-month term only available for auto loans $50k and above. Credit score 549 & lower. Monthly payment per $1,000 borrowed: $17.92. |
| up to 72 months | 11.49% | Model Year 2021-2026. Credit score 549 & lower. Monthly payment per $1,000 borrowed: $19.29. |
Collector Cars
Not all will qualify for lowest rate. All offers subject to credit and collateral qualifications. Some restrictions apply. Rates are not tied to an index and are subject to change at the credit union's discretion.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.49% | Model Year: All Years. Monthly payment per $1,000 borrowed: $19.56. |
Sources (1)
- dpfcu.org/all-rates · captured Oct 6, 2026
Who can join DoverPhila Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Tuscarawas County is eligible for membership.
Employers and groups
- Anyone who attends church or worships in Tuscarawas County is eligible for membership.
Military, government and schools
- Anyone who attends school in Tuscarawas County is eligible for membership.
Family and household
- Immediate family members of eligible individuals or members qualify for membership.
Cost to join
- A $5.00 deposit is required to establish and maintain lifetime membership, with no annual or renewal fees.
Membership information collected October 5, 2026.