Credit union · NCUA insured
Dominion Energy Credit Union Credit Card Rates
Dominion Energy Credit Union credit cards start at 11.65% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Dominion Energy Credit Union’s credit card rates compare
Compared with banks and credit unions near Richmond, VA, where Dominion Energy Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Dominion Energy Credit Union
11.65%APR
- Up to
- 18.00% APR
Low Rate Card
Lowest rate
Hopewell Chemical FCU
6.90%APR
- Up to
- 16.99% APR
2nd-lowest rate
FirePolice CU
7.90%APR
- Up to
- —
Dominion Energy Credit Union credit card score
75
Credit card score
Higher than 40% of U.S. banks and credit unions
- Purchase APRPurchase APR11.65%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Dominion Energy Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Cash Rewards Card
Minimum line of $5,000. Balance transfer fee is 3% or $25, whichever is greater (excludes existing DECU cards converting to Cash Rewards). No annual fee. Earn 2% cash back on gas, groceries, wholesale clubs, travel, entertainment, and dining, and 1.5% on all other purchases. Cash reward bonus of $100 when spending $500 in net purchases within the first 90 days on new accounts only.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 15 months | 0.00% | None | 0% APR valid for new credit card accounts only for all transactions for the first fifteen months. The introductory rate is not valid on existing Dominion Energy CU balances. |
| Ongoing | 13.65%–15.65% | None | After the introductory period, the rate will return to the variable rate for which you qualify, currently 13.65% - 15.65% APR as of October 3, 2026 and subject to change. |
Sources (2)
- dominionenergycu.org/cards/credit/cash-rewards-card
- dominionenergycu.org/cards/credit/compare-credit-cards
All captured Oct 15, 2026
Low Rate Card
Balance transfer fee is 3% or $25, whichever is greater (or 3% of balance or $10, whichever is greater, in promo copy). No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 15 months | 0.00% | None | 0% introductory APR valid for new credit card accounts only for all transactions for the first fifteen months. The introductory rate is not valid on existing Dominion Energy CU balances. |
| Ongoing | 11.65%–18.00% | None | After the introductory period, the rate will return to the variable rate based on credit qualifications, currently 11.65% - 18.00% APR as of October 3, 2026 and subject to change. |
Sources (2)
- dominionenergycu.org/cards/credit/compare-credit-cards
- dominionenergycu.org/cards/credit/low-rate-card
All captured Oct 15, 2026
Rewards Card
Balance transfer fee is 3% or $25, whichever is greater. No annual fee. Platinum Rewards Card bonus of 10,000 points when making $1,500 in net purchases within the first 90 days on new accounts only. Cash advances, credit card checks, and balance transfers are excluded from earning rewards. Earn 1 reward point per $1 spent.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 15 months | 0.00% | None | 0% APR valid for new credit card accounts only for all transactions for the first fifteen months. The introductory rate is not valid on existing Dominion Energy CU balances. |
| Ongoing | 12.65%–18.00% | None | After the introductory period, the rate will return to the variable rate for which you qualify on purchases, balance transfers, and cash advances, currently 12.65% - 18.00% APY* (footnote states Annual percentage rate) current as of October 3, 2026. |
Sources (2)
- dominionenergycu.org/cards/credit/compare-credit-cards
- dominionenergycu.org/cards/credit/rewards-card
All captured Oct 15, 2026
Who can join Dominion Energy Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, retirees, or contractors of Dominion Energy, or any of its subsidiaries, are eligible for membership.
Family and household
- Household members (persons living in the same residence) and immediate family members (children, grandchildren, grandparents, parents, siblings, and spouse, regardless of place of residence) of a current member are eligible for membership.
Cost to join
- Opening an account requires making a $5 deposit or signing up for payroll deduction.
Membership information collected October 4, 2026.