Bank · FDIC insured
DLP Bank CD Rates
DLP Bank’s best CD rate is 3.30% APY on a 6-month CD. Terms run from 3 months to 3 years. Rates checked October 15, 2026.
How DLP Bank’s CD rates compare
Compared with banks and credit unions near Palatka, FL, where DLP Bank has the most branches. $10,000, best rate first.
This bank’s best
DLP Bank
3.30%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $164
Certificates of Deposit (CDs)
Top rate
Radiant Credit Union
4.20%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $858
2nd-highest rate
VyStar Credit Union
4.05%APY
- Term
- 30 months
- Minimum
- $500
- Earns on $10,000
- $1,043
DLP Bank CD score
71
CD score
Higher than 28% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.15%
- 16–30 months16–30 mo3.05%
- 31–60 months31–60 mo3.05%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where DLP Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 3.30%APY · 7 terms
Minimum deposit to open is $1,000. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsPenalty for early withdrawal | 1.01% | $25 |
| 6 monthsPenalty for early withdrawal | 3.30% | $164 |
| 12 monthsPenalty for early withdrawal | 3.15% | $315 |
| 18 monthsPenalty for early withdrawal | 3.05% | $461 |
| 24 monthsPenalty for early withdrawal | 3.05% | $619 |
| 30 monthsPenalty for early withdrawal | 3.05% | $780 |
| 36 monthsPenalty for early withdrawal | 3.05% | $943 |
Sources (1)
- dlp.bank/digital/tools/rates.html · captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.