Credit union · NCUA insured
Division 726 Federal Credit Union Auto Loan Rates
Division 726 Federal Credit Union auto loans start at 4.95% for a used one. Rates checked October 16, 2026.
How Division 726 Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near New York, NY-NJ, where Division 726 Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Division 726 Federal Credit Union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Westchester Schools FCU
2.90%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Division 726 Federal Credit Union auto loan score
81
Auto loan score
Higher than 57% of U.S. banks and credit unions
- Used vehicleUsed4.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Division 726 Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
Starting at rate.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 3.95% | New car loans. Max term 72 months. |
Used Auto Loans
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.95% | Used car and lease buyouts. Max term 60 months. |
| — | 5.95% | — |
Who can join Division 726 Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.