Credit union · NCUA insured
Diamond Credit Union Savings Rates
A $1.2B credit union, the 403rd largest of 4,329, headquartered in Pottstown, PA, with 70,881 members and 8 branches in Pennsylvania.
How Diamond Credit Union’s savings rates compare
Compared with banks and credit unions near Reading, PA, where Diamond Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Diamond Credit Union
1.01%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $101
Marquee Money Market Account
Top rate
Univest
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
Ephrata National Bank
3.39%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $339
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Choice Money Market Account
2.51%APY
Open with a minimum deposit of $50,000. Falling below the minimum balance requirement of $50,000 results in a $10.00 monthly fee and a rate reduction. Includes free money orders and financial planning.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50,000 and upFalling below the minimum balance requirement of $50,000 will result in a $10.00 monthly fee and a rate reduction.$50,000 and up | 2.51% | — | Falling below the minimum balance requirement of $50,000 will result in a $10.00 monthly fee and a rate reduction. |
Sources (3)
All captured Oct 6, 2026
Special-purpose accounts
Marquee Money Market Account
1.01%APY
Includes IRA Money Market. Minimum deposit of $25,000 required to earn the premium rate. Falling below the minimum balance requirement of $25,000 results in a $4.95 monthly fee and a rate reduction.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $2,500 – $24,999Falling below $25,000 results in a $4.95 monthly fee. · Unknown to open | 1.01% | Unknown | $101 | Falling below $25,000 results in a $4.95 monthly fee. |
| $25,000 and upMinimum deposit of $25,000 required to earn the premium rate. Falling below $25,000 results in a $4.95 monthly fee and rate reduction. · $25,000 to open | 1.26% | $25,000 | — | Minimum deposit of $25,000 required to earn the premium rate. Falling below $25,000 results in a $4.95 monthly fee and rate reduction. |
Sources (3)
All captured Oct 6, 2026
Premier Money Market Account
0.76%APY
Includes IRA Money Market. Features a minimum balance requirement of $10,000 for the premium rate. Falling below $10,000 results in a rate reduction.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $9,999 | 0.51% | — | |
| $10,000 and upMinimum balance requirement of $10,000 for the premium rate; falling below results in a rate reduction. | 0.76% | $76 | Minimum balance requirement of $10,000 for the premium rate; falling below results in a rate reduction. |
Sources (3)
All captured Oct 6, 2026
Health Savings Money Market
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $2,499 | 0.13% | — |
| $2,500 – $9,999 | 0.15% | — |
| $10,000 and up | 0.20% | $20 |
Who can join Diamond Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to anyone who lives, works, worships, attends school, or regularly conducts business within one of the designated zip codes in the credit union's listing.
Employers and groups
- Open to employees and retirees of one of Diamond Credit Union's sponsor companies.
Family and household
- Open to immediate family members of existing Diamond Credit Union members, including spouses, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, stepsiblings, and adoptive relationships.
- Open to individuals who share a household with a current Diamond Credit Union member.
Other ways
- Open to residents of Pennsylvania who join through the Pennsylvania American Consumer Council (PACC).
Membership information collected October 5, 2026.