Credit union · NCUA insured
Diamond Credit Union Auto Loan Rates
Diamond Credit Union auto loans start at 5.74% APR for a new vehicle and 5.74% for a used one. Rates checked October 16, 2026.
How Diamond Credit Union’s auto loan rates compare
Compared with banks and credit unions near Reading, PA, where Diamond Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Diamond Credit Union
5.74%APR
- Terms
- up to 72 months
New / Used Auto Loan (Current model year and up to 5 years old)
Lowest rate
Discovery Federal Credit Union
4.84%APR
- Terms
- 49–60 months
2nd-lowest rate
Utilities Employees Credit Union
4.99%APR
- Terms
- 37–60 months
Diamond Credit Union auto loan score
69
Auto loan score
Higher than 25% of U.S. banks and credit unions
- New vehicleNew5.74%
- Used vehicleUsed5.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Diamond Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New / Used Auto Loan (Current model year and up to 5 years old)
Rates for current model year and up to 5 years old. Models 6 years and older have higher rates. Extended auto loan financing options up to 7 years (84 months) available. Subject to credit and collateral review. Must qualify for membership.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.24% | Current model year and up to 5 years old. Rates as low as. |
| up to 72 months | 5.74% | Current model year and up to 5 years old. Rates as low as. |
| 73+ months | 6.24% | Current model year and up to 5 years old. Rates as low as. Extended financing up to 7 years (84 months). |
New / Used Motorcycle Loan (Current model year and up to 5 years old)
Current model year and up to 5 years old. Same rate for new and used motorcycles. Other rates and terms available for vehicles 6 years and older (max 66 months). Up to 10 years old. Consumer use only. Must qualify for membership.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.99% | Current model year and up to 5 years old. Rates as low as. |
| up to 72 months | 6.49% | Current model year and up to 5 years old. Rates as low as. |
| 73+ months | 6.99% | Current model year and up to 5 years old. Rates as low as. Extended financing available. |
Who can join Diamond Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to anyone who lives, works, worships, attends school, or regularly conducts business within one of the designated zip codes in the credit union's listing.
Employers and groups
- Open to employees and retirees of one of Diamond Credit Union's sponsor companies.
Family and household
- Open to immediate family members of existing Diamond Credit Union members, including spouses, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, stepsiblings, and adoptive relationships.
- Open to individuals who share a household with a current Diamond Credit Union member.
Other ways
- Open to residents of Pennsylvania who join through the Pennsylvania American Consumer Council (PACC).
Membership information collected October 5, 2026.