Credit union · NCUA insured
Diamond Credit Union Credit Card Rates
Diamond Credit Union credit card rates start at 11.65% APR. Rates checked October 16, 2026.
How Diamond Credit Union’s credit card rates compare
Compared with banks and credit unions near Reading, PA, where Diamond Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Diamond Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Utilities Employees Credit Union
8.75%APR
- Up to
- 18.00% APR
2nd-lowest rate
Discovery Federal Credit Union
8.99%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum
Must qualify for membership. Open to anyone who lives, works, worships, attends school, or regularly conducts business in specified zip codes; sponsor company employees/retirees; immediate family/household members of current members; or PA residents who join through PACC.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 1.99% | None | Introductory rate for the first 12 months from date of card issuance on new balance transfers, new cash advances, and new purchases for new cardholders. |
| Ongoing | 11.65%–18.00% | None | Standard variable APR determined by prime plus a margin; actual rate depends on overall credit history, payment method, and processing fees. Maximum APR is 18%. Valid on purchases, cash advances, and balance transfers after introductory period. |
Sources (1)
- diamondcu.org/personal/visa-credit-cards · captured Oct 16, 2026
Visa Platinum Rewards
Must qualify for membership. Open to anyone who lives, works, worships, attends school, or regularly conducts business in specified zip codes; sponsor company employees/retirees; immediate family/household members of current members; or PA residents who join through PACC.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 1.99% | None | Introductory rate for the first 12 months from date of card issuance on new balance transfers, new cash advances, and new purchases for new cardholders. |
| Ongoing | 12.65%–18.00% | None | Standard variable APR determined by prime plus a margin; actual rate depends on overall credit history, payment method, and processing fees. Maximum APR is 18%. Valid on purchases, cash advances, and balance transfers after introductory period. |
Sources (1)
- diamondcu.org/personal/visa-credit-cards · captured Oct 16, 2026
Visa Signature Cashback
Must qualify for membership. Open to anyone who lives, works, worships, attends school, or regularly conducts business in specified zip codes; sponsor company employees/retirees; immediate family/household members of current members; or PA residents who join through PACC.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 1.99% | None | Introductory rate for the first 12 months from date of card issuance on new balance transfers, new cash advances, and new purchases for new cardholders. |
| Ongoing | 14.75%–18.00% | None | Standard variable APR determined by prime plus a margin; actual rate depends on overall credit history, payment method, and processing fees. Maximum APR is 18%. Valid on purchases, cash advances, and balance transfers after introductory period. |
Sources (1)
- diamondcu.org/personal/visa-credit-cards · captured Sep 17, 2026
Who can join Diamond Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to anyone who lives, works, worships, attends school, or regularly conducts business within one of the designated zip codes in the credit union's listing.
Employers and groups
- Open to employees and retirees of one of Diamond Credit Union's sponsor companies.
Family and household
- Open to immediate family members of existing Diamond Credit Union members, including spouses, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, stepsiblings, and adoptive relationships.
- Open to individuals who share a household with a current Diamond Credit Union member.
Other ways
- Open to residents of Pennsylvania who join through the Pennsylvania American Consumer Council (PACC).
Membership information collected October 5, 2026.