Credit union · NCUA insured
Diablo Valley Federal Credit Union Auto Loan Rates
Diablo Valley Federal Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Diablo Valley Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near San Francisco, CA, where Diablo Valley Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Diablo Valley Federal Credit Union
4.99%APR
- Terms
- up to 84 months
- Up to
- 14.68% APR
- Discount
- None included
Auto Loans
Lowest rate
Utility District Credit Union
3.50%APR
- Terms
- up to 60 months
- Up to
- 13.00% APR
- Discount
- None included
2nd-lowest rate
F3 Credit Union
3.74%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- Included in the rate
Diablo Valley Federal Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Diablo Valley Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Rates shown are for qualified borrowers and may vary with the vehicle, amount financed, term, and credit history. Financing up to 100%. Minimum of $15,000 amount financed for 72 months; minimum of $30,000 financed for 84 months. Vehicles older than 2016 model year considered on an exception basis only. Street legal motorcycles will be considered at the above rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.99%–14.68% | Model year 2025 or newer. Fixed rate. 100% financing APR. Minimum of $15,000 amount financed for 72 months; minimum of $30,000 financed for 84 months. |
| up to 84 months | 5.58%–14.68% | Model year 2021-2024. Fixed rate. 100% financing APR. Minimum of $15,000 amount financed for 72 months; minimum of $30,000 financed for 84 months. |
| up to 72 months | 10.98%–14.68% | Model year 2016-2020. Fixed rate. 100% financing APR. Minimum of $15,000 amount financed for 72 months. |
Sources (1)
- diablovalleyfcu.org/loans/car-loans · captured Oct 7, 2026
Who can join Diablo Valley Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- People who work, attend school, live, or worship in 14 central Contra Costa County cities are eligible to open accounts.
Membership information collected October 5, 2026.