Credit union · NCUA insured
Des Moines Metro Credit Union Credit Card Rates
Top CarrotDes Moines Metro Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Des Moines Metro Credit Union’s credit card rates compare
Compared with banks and credit unions near Des Moines, IA, where Des Moines Metro Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Des Moines Metro Credit Union
9.90%APR
- Up to
- —
Platinum MasterCard
Lowest rate
Advantage Credit Union
7.90%APR
- Up to
- 13.90% APR
2nd-lowest rate
IH Mississippi Valley Credit Union
7.90%APR
- Up to
- —
Des Moines Metro Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Des Moines Metro Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Gold MasterCard
Minimum credit limit of $2,500. Low, fixed APR applies to purchases, cash advances, and balance transfers. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.50% | None | Low, fixed APR for purchases, cash advances, and balance transfers. Minimum credit limit of $2,500. No annual fee. |
Platinum MasterCard
Minimum credit limit of $5,000. Low, fixed APR applies to purchases, cash advances, and balance transfers. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Low, fixed APR for purchases, cash advances, and balance transfers. Minimum credit limit of $5,000. No annual fee. |
Regular MasterCard
Minimum credit limit of $500. Low, fixed APR applies to purchases, cash advances, and balance transfers. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.50% | None | Low, fixed APR for purchases, cash advances, and balance transfers. Minimum credit limit of $500. No annual fee. |
Who can join Des Moines Metro Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Polk and surrounding counties is eligible to join Des Moines Metro Credit Union.
Cost to join
- The minimum deposit required to open and maintain a savings account is $25, though no opening balance may be required with direct deposit or payroll deduction.
Membership information collected October 4, 2026.