Credit union · NCUA insured
Delaware State Police Federal Credit Union Auto Loan Rates
Delaware State Police Federal Credit Union auto loans start at 5.47% APR for a new vehicle and 5.97% for a used one. Rates checked October 22, 2026.
How Delaware State Police Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Delaware State Police Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Delaware State Police Federal Credit Union
5.47%APR
- Terms
- —
- Up to
- —
- Discount
- None included
New Auto Loans
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
Delaware State Police Federal Credit Union auto loan score
70
Auto loan score
Higher than 27% of U.S. banks and credit unions
- New vehicleNew5.47%
- Used vehicleUsed5.97%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Delaware State Police Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
Rates may vary based on term and creditworthiness. Board of Directors has the right to change all rates without advance notice.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.47% | Annual Percentage Rate As Low As 5.47%. Rates may vary based on term and creditworthiness. |
Sources (1)
- dspfcu.com/rates-fees · captured Oct 15, 2026
New Motorcycle Loans
Rates may vary based on term and creditworthiness. Board of Directors has the right to change all rates without advance notice.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.92% | Annual Percentage Rate As Low As 6.92%. Rates may vary based on term and creditworthiness. |
Sources (1)
- dspfcu.com/rates-fees · captured Oct 15, 2026
Pre-Owned Auto Loans
Rates may vary based on term and creditworthiness. Board of Directors has the right to change all rates without advance notice.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.97% | Annual Percentage Rate As Low As 5.97%. Rates may vary based on term and creditworthiness. |
Sources (1)
- dspfcu.com/rates-fees · captured Oct 15, 2026
Pre-Owned Motorcycle Loans
Rates may vary based on term and creditworthiness. Board of Directors has the right to change all rates without advance notice.
| Terms | APR | Conditions |
|---|---|---|
| — | 7.42% | Annual Percentage Rate As Low As 7.42%. Rates may vary based on term and creditworthiness. |
Sources (1)
- dspfcu.com/rates-fees · captured Oct 15, 2026
Who can join Delaware State Police Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Delaware State Police Federal Credit Union are eligible for membership.
Military, government and schools
- Employees of federal, state, county, and municipal agencies or departments engaged in the police protection industry working in specified counties across Delaware, Maryland, Pennsylvania, and Virginia are eligible for membership.
- Persons retired as pensioners or annuitants from eligible police protection employment are eligible for membership.
Family and household
- Members of immediate families or households of eligible individuals are eligible for membership.
- Spouses of persons who died while within the field of membership of the credit union are eligible for membership.
Other ways
- Organizations of eligible persons are eligible for membership.
Membership information collected October 4, 2026.