Credit union · NCUA insured
Del-One Federal Credit Union Auto Loan Rates
Del-One Federal Credit Union auto loans start at 5.38% APR for a new vehicle and 5.38% for a used one. Rates checked October 22, 2026.
How Del-One Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Del-One Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Del-One Federal Credit Union
5.38%APR
- Terms
- —
- Up to
- —
- Discount
- Included in the rate
New Vehicle
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
Del-One Federal Credit Union auto loan score
75
Auto loan score
Higher than 38% of U.S. banks and credit unions
- New vehicleNew5.38%
- Used vehicleUsed5.38%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Del-One Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Motorcycle
Rates as low as. Rate includes up to 0.50% discount for having direct deposit and auto pay to loan from Del-One checking account, not to go lower than floor rate. Discount of 0.25% for auto pay to loan.
| Terms | APR | Conditions |
|---|---|---|
| — | 9.00% | Rates as low as. Rate includes up to 0.50% discount for direct deposit and auto pay from Del-One checking account. |
New Vehicle
Includes Auto, Truck & Van. Rates may vary based on term, down payment, and credit worthiness. Rate includes up to 0.50% discount for having direct deposit and auto pay to loan from Del-One checking account, not to go lower than floor rate. Discount of 0.25% for auto pay to loan. Additional 0.25% Green Auto Discount for any purchase of an Electric Vehicle, Hybrid, Fuel Cell, Plug-In Hybrid Electric Vehicle or Tesla.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.38% | Rates as low as. Rate includes up to 0.50% discount for direct deposit and auto pay from Del-One checking account. Additional 0.25% Green Auto Discount for Electric Vehicle, Hybrid, Fuel Cell, Plug-In Hybrid Electric Vehicle or Tesla. |
Used Motorcycle
Rates as low as. Rate includes up to 0.50% discount for having direct deposit and auto pay to loan from Del-One checking account, not to go lower than floor rate. Discount of 0.25% for auto pay to loan.
| Terms | APR | Conditions |
|---|---|---|
| — | 10.00% | Rates as low as. Rate includes up to 0.50% discount for direct deposit and auto pay from Del-One checking account. |
Used Vehicle
Includes Auto, Truck & Van. Rates may vary based on term, down payment, credit worthiness and age of vehicle. Rate includes up to 0.50% discount for having direct deposit and auto pay to loan from Del-One checking account, not to go lower than floor rate. Discount of 0.25% for auto pay to loan. Additional 0.25% Green Auto Discount for any purchase of an Electric Vehicle, Hybrid, Fuel Cell, Plug-In Hybrid Electric Vehicle or Tesla.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.38% | Rates as low as. Rate includes up to 0.50% discount for direct deposit and auto pay from Del-One checking account. Additional 0.25% Green Auto Discount for Electric Vehicle, Hybrid, Fuel Cell, Plug-In Hybrid Electric Vehicle or Tesla. |
Who can join Del-One Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals based on where they live, work, worship, or attend school in the Town of Georgetown, City of Milford, City of Newark, City of Wilmington, or West Dover Charter Area.
Employers and groups
- Membership is open to all full-time, part-time, and seasonal/casual/temporary employees, and elected and appointed officials of any of Del-One's Select Employer Groups.
Military, government and schools
- Membership is open to all full-time, part-time, and seasonal/casual/temporary employees, and elected and appointed officials of the State of Delaware.
Family and household
- Membership is open to individuals who have an immediate family member or household member who already has an account.
Other ways
- Membership is open to residents of Delaware or adjacent bordering counties in Maryland (Cecil, Kent, Queen Anne's, Caroline, Dorchester, Wicomico, Worcester) or Pennsylvania (Chester, Delaware) through joining and contributing to the Del-One Foundation.
Cost to join
- An initial deposit of $5 is required to open an account.
Membership information collected October 4, 2026.