Bank · FDIC insured
Dean Bank Auto Loan Rates
Dean Bank auto loans start at 6.75% APR for a new vehicle and 7.75% for a used one. Rates checked October 15, 2026.
How Dean Bank’s auto loan rates compare
Compared with banks and credit unions near Boston, MA-NH, where Dean Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Dean Bank
6.75%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
New Cars
Lowest rate
Chelsea Employees Federal Credit Union
3.99%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
- Discount
- None included
Dean Bank auto loan score
61
Auto loan score
Higher than 4% of U.S. banks and credit unions
- New vehicleNew6.75%
- Used vehicleUsed7.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Dean Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Cars
Available for new vehicles only. Commercial vehicles and recreational vehicles (motorcycles, motor homes, boats, snow mobiles, quads, etc.) are not eligible. Existing Dean Bank vehicle loans are not eligible for this promotion. No application fee.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.75% | Rate reflects a 0.25% reduction for automatic payment deduction from a new or existing Dean Bank checking account (auto-pay is not required). Rate is based on creditworthiness and assumes a 10% down payment ($30.31 monthly payment per $1,000 borrowed). |
| up to 48 months | 6.25% | Rate reflects a 0.25% reduction for automatic payment deduction from a new or existing Dean Bank checking account (auto-pay is not required). Rate is based on creditworthiness and assumes a 10% down payment ($23.60 monthly payment per $1,000 borrowed). |
| up to 60 months | 6.75% | Rate reflects a 0.25% reduction for automatic payment deduction from a new or existing Dean Bank checking account (auto-pay is not required). Rate is based on creditworthiness and assumes a 10% down payment ($19.68 monthly payment per $1,000 borrowed). |
| up to 72 months | 7.25% | Rate reflects a 0.25% reduction for automatic payment deduction from a new or existing Dean Bank checking account (auto-pay is not required). Rate is based on creditworthiness and assumes a 10% down payment ($17.17 monthly payment per $1,000 borrowed). |
| up to 84 months | 8.25% | Rate reflects a 0.25% reduction for automatic payment deduction from a new or existing Dean Bank checking account (auto-pay is not required). Rate is based on creditworthiness and assumes a 10% down payment ($15.71 monthly payment per $1,000 borrowed). |
Sources (3)
All captured Oct 7, 2026
Used Cars
Available for used vehicles only. Commercial vehicles and recreational vehicles (motorcycles, motor homes, boats, snow mobiles, quads, etc.) are not eligible. Existing Dean Bank vehicle loans are not eligible for this promotion. No application fee.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 6.50% | Rate reflects a 0.25% reduction for automatic payment deduction from a new or existing Dean Bank checking account (auto-pay is not required). Rate is based on creditworthiness and assumes a 10% down payment ($44.55 monthly payment per $1,000 borrowed). |
| up to 36 months | 6.50% | Rate reflects a 0.25% reduction for automatic payment deduction from a new or existing Dean Bank checking account (auto-pay is not required). Rate is based on creditworthiness and assumes a 10% down payment ($30.65 monthly payment per $1,000 borrowed). |
| up to 48 months | 7.25% | Rate reflects a 0.25% reduction for automatic payment deduction from a new or existing Dean Bank checking account (auto-pay is not required). Rate is based on creditworthiness and assumes a 10% down payment ($24.06 monthly payment per $1,000 borrowed). |
| up to 60 months | 7.75% | Rate reflects a 0.25% reduction for automatic payment deduction from a new or existing Dean Bank checking account (auto-pay is not required). Rate is based on creditworthiness and assumes a 10% down payment ($20.16 monthly payment per $1,000 borrowed). |
| up to 72 months | 8.25% | Rate reflects a 0.25% reduction for automatic payment deduction from a new or existing Dean Bank checking account (auto-pay is not required). Rate is based on creditworthiness and assumes a 10% down payment ($17.66 monthly payment per $1,000 borrowed). |
Sources (3)
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.