Credit union · NCUA insured
Daniels-Sheridan Federal Credit Union Auto Loan Rates
Top CarrotDaniels-Sheridan Federal Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 22, 2026.
How Daniels-Sheridan Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions in Montana, where Daniels-Sheridan Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Daniels-Sheridan Federal Credit Union
4.99%APR
- Terms
- up to 84 months
Vehicle Loans
Lowest rate
Russell Country Federal Credit Union
3.95%APR
- Terms
- 37–60 months
2nd-lowest rate
Billings Federal Credit Union
2.49%APR
- Terms
- up to 84 months
Daniels-Sheridan Federal Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Daniels-Sheridan Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans
Financing available for new and used vehicles, purchase or refinance.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.99% | Model year up to 5 years |
| up to 60 months | 6.00% | Model year 5+ years |
Sources (3)
All captured Oct 7, 2026
Who can join Daniels-Sheridan Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons residing, worshiping, attending school, or working in Daniels, Garfield, McCone, Phillips, Roosevelt, Sheridan, or Valley County, Montana.
Employers and groups
- Businesses located in Daniels, Garfield, McCone, Phillips, Roosevelt, Sheridan, or Valley County, Montana are eligible for membership.
Family and household
- Immediate family of existing members are eligible for membership.
Membership information collected October 4, 2026.