Credit union · NCUA insured
CS Credit Union Credit Card Rates
Top CarrotCS Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How CS Credit Union’s credit card rates compare
Compared with banks and credit unions near Hickory, NC, where CS Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
CS Credit Union
8.90%APR
- Up to
- —
Visa Credit Cards
2nd-lowest rate
Summit Credit Union
8.95%APR
- Up to
- 16.95% APR
3rd-lowest rate
Nova Credit Union
9.90%APR
- Up to
- —
CS Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CS Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Cards
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | — |
| Intro, 6 months | 2.99% | None | Six month introductory rate on Visa purchases and cash advances. |
Sources (1)
- csnccreditunion.org/loan-types-rates · captured Oct 15, 2026
Who can join CS Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of CommScope Inc. of North Carolina and its subsidiaries located in the United States.
- Employees of CPI Satcom & Antenna Technologies, Inc. located in Catawba County, North Carolina.
- Employees of CS Credit Union.
- North Carolina employees of GI Communications Division.
- Persons retired as pensioners or annuitants from eligible employer groups.
Family and household
- Immediate family members (including grandparents, parents, children, siblings, and spouses) of existing members or eligible employees.
2 more ways to join
Family and household
- Spouses of persons who died while within the field of membership of the credit union.
Other ways
- Organizations of eligible persons.
Cost to join
- Deposit of at least $25.00 in a share savings account representing one share.
Membership information collected October 4, 2026.