Credit union · NCUA insured
CS Credit Union Auto Loan Rates
Top CarrotCS Credit Union auto loans start at 4.50% APR for a new vehicle and 4.50% for a used one. Rates checked October 22, 2026.
How CS Credit Union’s auto loan rates compare
Compared with banks and credit unions near Hickory, NC, where CS Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
CS Credit Union
4.50%APR
- Terms
- up to 72 months
- Up to
- —
New & Used Vehicles
Lowest rate
Nova Credit Union
3.95%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
Members Credit Union
3.99%APR
- Terms
- 6–84 months
- Up to
- 8.75% APR
CS Credit Union auto loan score
89
Auto loan score
Higher than 86% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed4.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CS Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Vehicles
Rates are disclosed as an APR and applied as simple interest on the unpaid balance. Rates are based on creditworthiness and term of loan. Rates are subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 3.50% | — |
| up to 60 months | 4.00% | — |
| up to 72 months | 4.50% | — |
| up to 84 months | 5.00% | — |
Sources (1)
- csnccreditunion.org/loan-types-rates · captured Oct 4, 2026
Who can join CS Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of CommScope Inc. of North Carolina and its subsidiaries located in the United States.
- Employees of CPI Satcom & Antenna Technologies, Inc. located in Catawba County, North Carolina.
- Employees of CS Credit Union.
- North Carolina employees of GI Communications Division.
- Persons retired as pensioners or annuitants from eligible employer groups.
Family and household
- Immediate family members (including grandparents, parents, children, siblings, and spouses) of existing members or eligible employees.
2 more ways to join
Family and household
- Spouses of persons who died while within the field of membership of the credit union.
Other ways
- Organizations of eligible persons.
Cost to join
- Deposit of at least $25.00 in a share savings account representing one share.
Membership information collected October 4, 2026.