Credit union · NCUA insured
Credit Union West Credit Card Rates
Credit Union West credit cards start at 13.24% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Credit Union West’s credit card rates compare
Compared with banks and credit unions near Phoenix, AZ, where Credit Union West has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Credit Union West
13.24%APR
- Up to
- 23.99% APR
Platinum Preferred Mastercard
Lowest rate
Pinal County FCU
7.90%APR
- Up to
- 13.90% APR
2nd-lowest rate
AERO Financial
7.92%APR
- Up to
- 12.84% APR
Credit Union West credit card score
66
Credit card score
Higher than 17% of U.S. banks and credit unions
- Purchase APRPurchase APR13.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Credit Union West ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Reserve
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.90% | None | Revolving term, Fixed APR. |
Sources (1)
- cuwest.org/resources/rates-and-fees · captured Oct 3, 2026
Platinum Preferred Mastercard
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.24%–23.99% | None | Revolving term, Variable APR calculated by index (prime rate as published in Wall Street Journal) plus a margin. Subject to credit qualifications and performance. |
Sources (1)
- cuwest.org/resources/rates-and-fees · captured Oct 3, 2026
World Rewards Mastercard
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.24%–24.00% | None | Revolving term, Variable APR calculated by index (prime rate as published in Wall Street Journal) plus a margin. Subject to credit qualifications and performance. |
Sources (1)
- cuwest.org/resources/rates-and-fees · captured Oct 3, 2026
Who can join Credit Union West
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.