Credit union · NCUA insured
Credit Union One of Oklahoma Savings Rates
Top CarrotCredit Union One of Oklahoma’s best savings rate is 0.20% APY on $10,000, with its Money Market Checking. Rates checked October 15, 2026.
How Credit Union One of Oklahoma’s savings rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Credit Union One of Oklahoma has the most branches. $10,000, best rate first.
This credit union’s best
Credit Union One of Oklahoma
0.20%APY
- Earns on $10,000 a year
- $20
Money Market Checking
Top rate
MidFirst Bank
4.00%APY
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Earns on $10,000 a year
- $375
Credit Union One of Oklahoma savings score
71
Savings score
Higher than 28% of U.S. banks and credit unions
- $1,000 balance$1,0003.04%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Credit Union One of Oklahoma ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Checking
0.20%APY
Dividends are calculated by the average daily balance method. If you close your account before dividends are paid, you will not receive the accrued dividends.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.00% | — |
| $2,500 – $10,000 | 0.15% | — |
| $10,000 – $25,000 | 0.20% | $20 |
| $25,000 – $50,000 | 0.25% | — |
| $50,000 and up | 0.30% | — |
Sources (1)
- cuoneok.org/Rates/Share-Rates · captured Oct 5, 2026
Share Savings
0.10%APY
Basis of membership with Credit Union One. Dividends calculated by average daily balance method and earned on $100 or more deposited. Paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100Dividends calculated by average daily balance method. | 0.00% | — | Dividends calculated by average daily balance method. |
| $100 and upDividends calculated by average daily balance method and paid quarterly. | 0.10% | $10 | Dividends calculated by average daily balance method and paid quarterly. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
SmartSaver Savings
0.10%APY
Minor accounts must be jointly owned by someone 18 years of age or older. Dividends calculated by average daily balance method and earned on $100 or more deposited. Paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100Minor accounts must be jointly owned by someone 18 years of age or older. | 0.00% | — | Minor accounts must be jointly owned by someone 18 years of age or older. |
| $100 – $1,000Dividends calculated by average daily balance method and paid quarterly. Minor accounts must be jointly owned by someone 18 years of age or older. | 3.04% | — | Dividends calculated by average daily balance method and paid quarterly. Minor accounts must be jointly owned by someone 18 years of age or older. |
| Over $1,000Dividends calculated by average daily balance method and paid quarterly. Minor accounts must be jointly owned by someone 18 years of age or older. | 0.10% | $10 | Dividends calculated by average daily balance method and paid quarterly. Minor accounts must be jointly owned by someone 18 years of age or older. |
Sources (3)
All captured Oct 5, 2026
Christmas Club Savings
0.10%APY
Account matures on Nov. 16 of each year. Earns at the same dividend rates as Share Savings. $10 fee assessed for each early withdrawal. No minimum balance required to open.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100No minimum balance required to open. | 0.00% | — | No minimum balance required to open. |
| $100 and upDividends calculated by average daily balance method and paid quarterly. No minimum balance required to open. | 0.10% | $10 | Dividends calculated by average daily balance method and paid quarterly. No minimum balance required to open. |
Sources (2)
All captured Oct 5, 2026
Club Savings
0.10%APY
Earns at the same dividend rate as Share Savings. Dividends calculated by average daily balance method and earned on $100 or more deposited. Paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100Dividends calculated by average daily balance method. | 0.00% | — | Dividends calculated by average daily balance method. |
| $100 and upDividends calculated by average daily balance method and paid quarterly. | 0.10% | $10 | Dividends calculated by average daily balance method and paid quarterly. |
Sources (2)
All captured Oct 5, 2026
Who can join Credit Union One of Oklahoma
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.