Credit union · NCUA insured
Credit Union of Georgia Savings Rates
Top CarrotCredit Union of Georgia’s best savings rate is 1.00% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Credit Union of Georgia’s savings rates compare
Compared with banks and credit unions near Atlanta, GA, where Credit Union of Georgia has the most branches. $10,000, best rate first.
This credit union’s best
Credit Union of Georgia
1.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $100
Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
Credit Union of Georgia savings score
86
Savings score
Higher than 72% of U.S. banks and credit unions
- $1,000 balance$1,0003.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.80%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Credit Union of Georgia ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Interest Savings
0.25%APY
Open to members age 18 and up. All Savings and Money Market accounts are limited to six (6) withdrawals per month including withdrawals made by check and Visa Debit Card, through Online Banking, electronic or via ACH, by phone and in person. All withdrawals exceeding six (6) in a month will be assessed a $5.00 fee per withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Earn 3% APY on your first $2,500; minimum balance to earn stated APY is $10. | 3.00% | — | Earn 3% APY on your first $2,500; minimum balance to earn stated APY is $10. |
| $2,500 and upEarn competitive dividends on remaining balances; minimum balance to earn stated APY is $10. | 0.25% | $25 | Earn competitive dividends on remaining balances; minimum balance to earn stated APY is $10. |
Sources (1)
- cuofga.org/deposit-rates · captured Oct 22, 2026
Money Market Account
1.00%APY
All Savings and Money Market accounts are limited to six (6) withdrawals per month including withdrawals made by check and Visa Debit Card, through Online Banking, electronic or via ACH, by phone and in person. All withdrawals exceeding six (6) in a month will be assessed a $5.00 fee per withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $24,999 | 1.00% | $100 |
| $25,000 – $49,999 | 1.25% | — |
| $50,000 – $99,999 | 1.40% | — |
| $100,000 – $249,999 | 1.80% | — |
| $250,000 – $499,999 | 2.25% | — |
| $500,000 – $999,999 | 2.50% | — |
| $1,000,000 and up | 2.75% | — |
Regular & Secondary Savings
0.25%APY
All Savings and Money Market accounts are limited to 6 withdrawals per month; excess withdrawals assessed a $5.00 fee per withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10 and up | 0.25% | $25 |
Sources (1)
- cuofga.org/wp-content/uploads/…er-Friendly_7_1_2026.pdf · captured Oct 22, 2026
Regular Savings
0.25%APY
All Savings and Money Market accounts are limited to 6 withdrawals per month; excess withdrawals assessed a $5.00 fee per withdrawal. First account opened when becoming a member.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upEarn competitive dividends on average daily balances of $10 or more.$10 and up | 0.25% | $25 | Earn competitive dividends on average daily balances of $10 or more. |
Sources (1)
- cuofga.org/savings · captured Oct 15, 2026
Special-purpose accounts
Youth High Interest Savings
0.25%APY
All Savings and Money Market accounts are limited to 6 withdrawals per month; excess withdrawals assessed a $5.00 fee per withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Minimum balance is $10. | 3.00% | — | Minimum balance is $10. |
| $2,500 and upMinimum balance is $10. | 0.25% | $25 | Minimum balance is $10. |
Sources (1)
- cuofga.org/wp-content/uploads/…er-Friendly_7_1_2026.pdf · captured Oct 22, 2026
IRA Shares (Roth, Traditional & Coverdell Educational)
1.00%APY
Includes Roth, Traditional, and Coverdell Educational IRA shares. All Savings and Money Market accounts are limited to 6 withdrawals per month; excess withdrawals assessed a $5.00 fee per withdrawal.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $24,999 | 1.00% | $100 |
| $25,000 – $49,999 | 1.25% | — |
| $50,000 – $99,999 | 1.40% | — |
| $100,000 – $249,999 | 1.80% | — |
| $250,000 – $499,999 | 2.25% | — |
| $500,000 – $999,999 | 2.50% | — |
| $1,000,000 and up | 2.75% | — |
Sources (2)
All captured Oct 5, 2026
Club Accounts
0.25%APY
All Savings and Money Market accounts are limited to six (6) withdrawals per month including withdrawals made by check and Visa Debit Card, through Online Banking, electronic or via ACH, by phone and in person. All withdrawals exceeding six (6) in a month will be assessed a $5.00 fee per withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upTier structure based on Average Daily Balance; minimum balance to earn stated APY is $10.$10 and up | 0.25% | $25 | Tier structure based on Average Daily Balance; minimum balance to earn stated APY is $10. |
Sources (1)
- cuofga.org/savings · captured Oct 22, 2026
Who can join Credit Union of Georgia
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Bartow, Cherokee, Cobb, Dawson, Douglas, Fannin, Forsyth, Fulton, Gilmer, Lumpkin, Paulding, Pickens, or Union County are eligible to join.
Other ways
- Residents of Georgia who make a donation of at least $5 to the Credit Union of Georgia Community Foundation are eligible for membership.
Cost to join
- A donation of at least $5 to the Credit Union of Georgia Community Foundation is required for Georgia residents who do not live or work in the served counties.
- Members must maintain a minimum daily balance of $10 in any account, which represents their membership ownership share and keeps membership active.
Membership information collected October 4, 2026.