Credit union · NCUA insured
Credit Union of Georgia Credit Card Rates
Top CarrotCredit Union of Georgia credit cards start at 12.49% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Credit Union of Georgia’s credit card rates compare
Compared with banks and credit unions near Atlanta, GA, where Credit Union of Georgia has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Credit Union of Georgia
12.49%APR
- Up to
- —
Platinum
Lowest rate
Faith Connection FCU
8.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Family First Credit Union
8.90%APR
- Up to
- 17.90% APR
Credit Union of Georgia credit card score
70
Credit card score
Higher than 27% of U.S. banks and credit unions
- Purchase APRPurchase APR12.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Credit Union of Georgia ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic
Minimum credit limit: $500. Simple, straightforward card designed for everyday use and building credit over time.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.49% | None | Variable APR based on Prime Rate. Rates as low as 16.49%. Qualified rates vary based on creditworthiness. |
| Intro, 12 months | 0.00% | None | Introductory 0% APR on balance transfers made within the first 90 days of account opening for the first 12 billing cycles after the transfer posts. A 3.99% balance transfer fee applies. After introductory period, variable APR applies (range 12.49% to 29.99%). |
Sources (1)
- cuofga.org/loans/visa-consumer-credit-cards · captured Sep 18, 2026
Platinum
Minimum credit limit: $500. Low-rate card built to help manage balances and reduce interest costs.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.49% | None | Variable APR based on Prime Rate. Rates as low as 12.49%. Qualified rates vary based on creditworthiness. |
| Intro, 12 months | 0.00% | None | Introductory 0% APR on balance transfers made within the first 90 days of account opening for the first 12 billing cycles after the transfer posts. A 3.99% balance transfer fee applies. After introductory period, variable APR applies (range 12.49% to 29.99%). |
Sources (1)
- cuofga.org/loans/visa-consumer-credit-cards · captured Sep 18, 2026
Rewards
Minimum credit limit: $500. Flexible rewards card that earns points on everyday purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.49% | None | Variable APR based on Prime Rate. Rates as low as 14.49%. Qualified rates vary based on creditworthiness. |
| Intro, 12 months | 0.00% | None | Introductory 0% APR on balance transfers made within the first 90 days of account opening for the first 12 billing cycles after the transfer posts. A 3.99% balance transfer fee applies. After introductory period, variable APR applies (range 12.49% to 29.99%). |
Sources (1)
- cuofga.org/loans/visa-consumer-credit-cards · captured Sep 18, 2026
Signature Rewards
Minimum credit limit: $5,000. For members who want rewards plus elevated cardholder benefits, frequent travelers, or those who value premium Visa services.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.49% | None | Variable APR based on Prime Rate. Rates as low as 14.49%. Qualified rates vary based on creditworthiness. |
| Intro, 12 months | 0.00% | None | Introductory 0% APR on balance transfers made within the first 90 days of account opening for the first 12 billing cycles after the transfer posts. A 3.99% balance transfer fee applies. After introductory period, variable APR applies (range 12.49% to 29.99%). |
Sources (1)
- cuofga.org/loans/visa-consumer-credit-cards · captured Sep 18, 2026
Who can join Credit Union of Georgia
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Bartow, Cherokee, Cobb, Dawson, Douglas, Fannin, Forsyth, Fulton, Gilmer, Lumpkin, Paulding, Pickens, or Union County are eligible to join.
Other ways
- Residents of Georgia who make a donation of at least $5 to the Credit Union of Georgia Community Foundation are eligible for membership.
Cost to join
- A donation of at least $5 to the Credit Union of Georgia Community Foundation is required for Georgia residents who do not live or work in the served counties.
- Members must maintain a minimum daily balance of $10 in any account, which represents their membership ownership share and keeps membership active.
Membership information collected October 4, 2026.