Credit union · NCUA insured
CPM Federal Credit Union Credit Card Rates
Top CarrotCPM Federal Credit Union credit cards start at 10.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How CPM Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Greenville, SC, where CPM Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
CPM Federal Credit Union
10.99%APR
- Annual fee
- None
- Up to
- 16.99% APR
MyRate
Lowest rate
Houston Federal Credit Union
7.00%APR
- Annual fee
- $50
- Up to
- —
2nd-lowest rate
Peach State Federal Credit Union
8.90%APR
- Annual fee
- None
- Up to
- —
CPM Federal Credit Union credit card score
77
Credit card score
Higher than 44% of U.S. banks and credit unions
- Purchase APRPurchase APR10.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CPM Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
MyRate
Subject to credit approval; rate varies based on creditworthiness. No annual or balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.99%–16.99% | None | Fixed APR ranging from 10.99% to 16.99% based on creditworthiness. No annual or balance transfer fees. |
MyRewards
Subject to credit approval; rate varies based on creditworthiness. No annual or balance transfer fees. Earns reward points (2x on groceries, dining, gas; 1x on other purchases).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.25%–17.99% | None | Fixed APR ranging from 14.25% to 17.99% based on creditworthiness. No annual or balance transfer fees. Earns 2x points on groceries, gas, and dining, and 1x points on other purchases. |
Sources (3)
All captured Sep 19, 2026
MySecured
Must be secured by CPM subshare account. Required pledge amount is $100.00 greater than requested Visa limit ($400.00 minimum limit). No annual or balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.00% | None | Fixed rate of 16.00%. Minimum required Visa limit of $400.00. Pledged funds in CPM subshare account must be $100.00 greater than requested credit limit. No annual or balance transfer fees. |
Visa® Classic Card (Discontinued)
Discontinued product. Variable APR based on the Prime Rate. Existing cardholders can access card benefits. No annual fee. Credit lines start at $500.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.00% | None | Initial/published APR 16.00%. Discontinued product; rate varies with market based on Prime Rate. Credit lines start at $500.00. No annual fee. |
Visa® Firefighter Gold Card (Discontinued)
Discontinued product supporting local Firefighters community. Variable APR based on the Prime Rate. Existing cardholders can access card benefits. No annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.00% | None | Initial/published APR 14.00%. Discontinued product; rate varies with market based on Prime Rate. No annual fee. |
Visa® Gold Card with Bonus Points Program (Discontinued)
Discontinued product with bonus points program. Variable APR based on the Prime Rate. Existing cardholders can access card benefits. No annual fee. Credit lines start at $500.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.00% | None | Initial/published APR 14.00%. Discontinued product; rate varies with market based on Prime Rate. Credit lines start at $500.00. No annual fee. |
Visa® Platinum Card with Bonus Points Program (Discontinued)
Discontinued product with bonus points program. Variable APR based on the Prime Rate. Existing cardholders can access card benefits. No annual fee. Credit lines start at $500.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.00% | None | Initial/published APR 12.00%. Discontinued product; rate varies with market based on Prime Rate. Credit lines start at $500.00. No annual fee. |
Who can join CPM Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.