Credit union · NCUA insured
Coweta Cities & County EFCU Savings Rates
Coweta Cities & County EFCU’s best savings rate is 0.25% APY on $10,000, with its Regular Share Account. Rates checked October 22, 2026.
How Coweta Cities & County EFCU’s savings rates compare
Compared with banks and credit unions near Atlanta, GA, where Coweta Cities & County EFCU has the most branches. $10,000, best rate first.
This credit union’s best
Coweta Cities & County EFCU
0.25%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $25
Regular Share Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
Coweta Cities & County EFCU savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Coweta Cities & County EFCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Account
0.25%APY
Requires $25 initial deposit / minimum balance to remain a member. Dividends compounded and credited quarterly based on Average Daily Balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $50Rate applies to balance over $50.00. $25 minimum investment.Over $50 | 0.25% | $25 | Rate applies to balance over $50.00. $25 minimum investment. |
Special-purpose accounts
Christmas Club Share Account
0.25%APY
Balance earns same as lowest tier of regular share account. After December 31, a $10 fee is charged if a withdrawal is made before the account matures on October 31. Dividends compounded and credited quarterly based on Average Daily Balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Transfer & Withdrawal limitations apply. $0.01 minimum balance to earn APY.Over $0 | 0.25% | $25 | Transfer & Withdrawal limitations apply. $0.01 minimum balance to earn APY. |
IRA Savings
0.25%APY
Applies to Roth and Traditional IRA share savings. Pays the same quarterly interest rate as the highest tier of share savings accounts. Coverdell ESA not offered. Dividends compounded and credited quarterly based on Average Daily Balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upTransfer limitations apply. $50.00 minimum balance to earn APY. Rate schedule lists minimum opening deposit as $25.00 ($50.00 minimum to open on IRA page).$50 and up | 0.25% | $25 | Transfer limitations apply. $50.00 minimum balance to earn APY. Rate schedule lists minimum opening deposit as $25.00 ($50.00 minimum to open on IRA page). |
Who can join Coweta Cities & County EFCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Newnan Utilities are eligible to join.
- Employees of Newnan Hospital Nursing & Rehabilitation Center are eligible to join.
- Employees of Piedmont-Newnan Hospital are eligible to join.
Military, government and schools
- Employees of Coweta County Board of Education are eligible to join.
- Employees of Coweta County are eligible to join.
- Employees of City of Grantville are eligible to join.
4 more ways to join
Military, government and schools
- Employees of City of Newnan are eligible to join.
- Employees of Coweta County Water Department are eligible to join.
- Employees of West Georgia RESA are eligible to join.
Family and household
- Immediate family members of eligible employees or credit union members are eligible to join.
Cost to join
- Joining requires completing a membership card and making an opening deposit of at least $25 to a share/savings account.
Membership information collected October 4, 2026.