Credit union · NCUA insured
Coweta Cities & County EFCU CD Rates
Coweta Cities & County EFCU’s best CD rate is 3.75% APY on a 1-year share certificate (CD). Rates checked October 22, 2026.
How Coweta Cities & County EFCU’s CD rates compare
Compared with banks and credit unions near Atlanta, GA, where Coweta Cities & County EFCU has the most branches. $10,000, best rate first.
This credit union’s best
Coweta Cities & County EFCU
3.75%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $375
Regular Certificates
Top rate
Publix Employees Federal Credit Union
4.65%APY
- Term
- 9 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $347
2nd-highest rate
CDC Federal Credit Union
4.59%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $459
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Certificates
3.75%APY · 1 term
$1000.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. Dividends will be compounded quarterly and will be credited quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.75% | $375 |
Special-purpose accounts
IRA Certificate
3.75%APY · 1 term
$1000.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. Dividends will be compounded quarterly and will be credited quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.75% | $375 |
Sources (1)
- cccefcu.org/share-rates.php · captured Sep 18, 2026
Who can join Coweta Cities & County EFCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Newnan Utilities are eligible to join.
- Employees of Newnan Hospital Nursing & Rehabilitation Center are eligible to join.
- Employees of Piedmont-Newnan Hospital are eligible to join.
Military, government and schools
- Employees of Coweta County Board of Education are eligible to join.
- Employees of Coweta County are eligible to join.
- Employees of City of Grantville are eligible to join.
4 more ways to join
Military, government and schools
- Employees of City of Newnan are eligible to join.
- Employees of Coweta County Water Department are eligible to join.
- Employees of West Georgia RESA are eligible to join.
Family and household
- Immediate family members of eligible employees or credit union members are eligible to join.
Cost to join
- Joining requires completing a membership card and making an opening deposit of at least $25 to a share/savings account.
Membership information collected October 4, 2026.