Credit union · NCUA insured
Coweta Cities & County EFCU
A $27.7M credit union headquartered in Newnan, GA, with 3,295 members and 1 branch in Georgia. Best rates: CDs 3.75% and savings 0.25% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—3.75%CD rates →
- Savings710.25%at $1,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Coweta Cities & County EFCU
- Headquarters
- 43 Jefferson Pkwy, Newnan, GA 30263-5813
- NCUA charter
- 20509
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Newnan Utilities are eligible to join.
- Employees of Newnan Hospital Nursing & Rehabilitation Center are eligible to join.
- Employees of Piedmont-Newnan Hospital are eligible to join.
Military, government and schools
- Employees of Coweta County Board of Education are eligible to join.
- Employees of Coweta County are eligible to join.
- Employees of City of Grantville are eligible to join.
4 more ways to join
Military, government and schools
- Employees of City of Newnan are eligible to join.
- Employees of Coweta County Water Department are eligible to join.
- Employees of West Georgia RESA are eligible to join.
Family and household
- Immediate family members of eligible employees or credit union members are eligible to join.
Cost to join
- Joining requires completing a membership card and making an opening deposit of at least $25 to a share/savings account.
Branches
1 branch in Georgia
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Georgia
1 branch
- Coweta Cities & County EFCUMain office43 Jefferson Pkwy, Newnan, GA 30263Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 20.35% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.00% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.52% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $41 | $59 | — |
- CapitalNet worth ratio20.35%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.00%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.52%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$41Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Coweta Cities & County EFCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.