Bank · FDIC insured
Cornerstone Bank Auto Loan Rates
Cornerstone Bank auto loans start at 5.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 15, 2026.
How Cornerstone Bank’s auto loan rates compare
Compared with banks and credit unions near Worcester, MA, where Cornerstone Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Cornerstone Bank
5.99%APR
- Terms
- up to 60 months
- Discount
- None included
Auto Loan
Lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
- Discount
- None included
2nd-lowest rate
Leominster Employees Federal Credit Union
4.24%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Cornerstone Bank auto loan score
66
Auto loan score
Higher than 17% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Cornerstone Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
The actual Annual Percentage Rate available will be based on credit score, term, and vehicle age. The maximum loan term will be determined by vehicle age and credit score. An active Cornerstone Bank checking or savings account is required in order to close on this loan and remain open during the duration of the loan until paid in full. For purchase of a new vehicle (model years 2026 to newer), financing is available up to 110% of the NADA Clean Retail Value or purchase price, whichever is less. For refinance of a used vehicle (model years 2018 to 2025), financing is available up to 100% of NADA Clean Retail Value. For vehicles years 2017 and older, contact the branch.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.49% | Estimated monthly payment of $30.19 per $1,000 financed. Rate is as low as. |
| up to 48 months | 5.49% | Estimated monthly payment of $23.25 per $1,000 financed. Rate is as low as. |
| up to 60 months | 5.99% | Estimated monthly payment of $19.33 per $1,000 financed. Rate is as low as. |
| up to 72 months | 6.49% | Minimum loan amount for 72-month term is $20,000.00. Estimated monthly payment of $16.81 per $1,000 financed. Rate is as low as. |
Sources (1)
- cornerstonebank.com/borrow/per…l-lending/consumer-loans · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.