Bank · FDIC insured
Cornerstone Bank Savings Rates
Cornerstone Bank’s best savings rate is 0.15% APY on $10,000, with its Money Market Accounts - Personal. Rates checked October 16, 2026.
How Cornerstone Bank’s savings rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Cornerstone Bank has the most branches. $10,000, best rate first.
This bank’s best
Cornerstone Bank
0.15%APY
- Minimum
- $100
- Earns on $10,000 a year
- $15
Money Market Accounts - Personal
Top rate
Truity Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Cornerstone Bank savings score
67
Savings score
Higher than 20% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cornerstone Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Accounts - Personal
0.15%APY
These are variable rate accounts, as such, the interest rate and annual percentage yields are subject to change at any time. Interest accrues daily and credited monthly. Accounts require a $100 minimum opening deposit.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Variable rate account; interest accrues daily and is credited monthly. | 0.15% | $15 | Variable rate account; interest accrues daily and is credited monthly. |
| $25,000 – $100,000Variable rate account; interest accrues daily and is credited monthly. | 0.25% | — | Variable rate account; interest accrues daily and is credited monthly. |
| $100,000 – $200,000Variable rate account; interest accrues daily and is credited monthly. | 0.25% | — | Variable rate account; interest accrues daily and is credited monthly. |
| $200,000 – $300,000Variable rate account; interest accrues daily and is credited monthly. | 0.25% | — | Variable rate account; interest accrues daily and is credited monthly. |
| $300,000 and upVariable rate account; interest accrues daily and is credited monthly. | 0.25% | — | Variable rate account; interest accrues daily and is credited monthly. |
Sources (2)
All captured Oct 5, 2026
Savings Account
0.10%APY
Variable rate account; interest rate and APY subject to change at any time. Interest accrues daily and is credited quarterly. Accounts require a $100 minimum opening deposit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest accrues daily and is credited quarterly.Any balance | 0.10% | $10 | Interest accrues daily and is credited quarterly. |
Sources (3)
- cornerstonebk.com/personal/current-rates
- cornerstonebk.com/about/personal-banking
- cornerstonebk.com/about/personal-savings
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.