Bank · FDIC insured
Cornerstone Bank
A $504.9M bank headquartered in Overland Park, KS, with 1 branch in Kansas. Best rates: CDs 0.35% and savings 0.15% APY.
Cornerstone Bank Carrot Score
60
Carrot Score
Higher than 2% of U.S. banks and credit unions
#76 of 79 in Kansas City, MO-KS metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Cornerstone Bank
Cornerstone Bank is a local community bank based in Overland Park, Kansas, serving the Kansas City metro area.
- Headquarters
- 9120 W 135th St, Overland Park, KS 66221
- FDIC certificate
- 57250 ↗
Branches
1 branch in Kansas
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Kansas
1 branch
- Cornerstone BankMain office9120 W 135th St, Overland Park, KS 66221Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.16% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.05% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.47% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $146 | $81 | — |
- CapitalLeverage ratio9.16%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.05%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.47%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$146Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Cornerstone Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.