Bank · FDIC insured
Cornerstone Bank CD Rates
Cornerstone Bank’s best CD rate is 0.35% APY on a 5-year CD. Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How Cornerstone Bank’s CD rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Cornerstone Bank has the most branches. $10,000, best rate first.
This bank’s best
Cornerstone Bank
0.35%APY
- Term
- 60–Unknown months
- Minimum
- $1,000
- Earns on $10,000
- —
Certificate of Deposit
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
Cornerstone Bank CD score
60
CD score
Higher than 1% of U.S. banks and credit unions
- 3–8 months3–8 mo0.20%
- 9–15 months9–15 mo0.28%
- 16–30 months16–30 mo0.32%
- 31–60 months31–60 mo0.35%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cornerstone Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 0.35%APY · 10 terms
Unless otherwise specified, requires a minimum of $1,000.00 to open. CDs are automatically renewable unless otherwise disclosed at the time the account is opened. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 1 monthTerm: 30 days. Interest is compounded and credited quarterly (or direct deposit) | 0.07% | $1 |
| 2–3 monthsTerm: 31 - 90 days. Interest is compounded and credited quarterly (or direct deposit) | 0.10% | $1 |
| 4–6 monthsTerm: 91 - 182 days. Interest is compounded and credited quarterly (or direct deposit) | 0.10% | $3 |
| 6–12 monthsTerm: 06 - 12 months. Interest is compounded and credited quarterly (or direct deposit) | 0.20% | $10 |
| 12 monthsTerm: 12 months. Interest is compounded and credited quarterly (or direct deposit) | 0.28% | $28 |
| 18 monthsTerm: 18 months. Interest is compounded and credited quarterly (or direct deposit) | 0.30% | $45 |
| 24 monthsTerm: 24 months. Interest is compounded and credited quarterly (or direct deposit) | 0.32% | $64 |
| 36 monthsTerm: 36 months. Interest is compounded and credited quarterly (or direct deposit) | 0.33% | $99 |
| 48 monthsTerm: 48 months. Interest is compounded and credited quarterly (or direct deposit) | 0.34% | $137 |
| 60–Unknown monthsTerm: 60 months and above. Interest is compounded and credited quarterly (or direct deposit) | 0.35% | $176 |
Special-purpose accounts
IRA Certificate of Deposit
Up to 0.35%APY · 7 terms
The minimum term for IRA deposits is six months. Unless otherwise specified, requires a minimum of $1,000.00 to open. Automatically renewable unless otherwise disclosed at account opening. A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6–12 monthsTerm: 06 - 12 months. Minimum term for IRA deposits is 6 months. Interest is compounded and credited quarterly (or direct deposit) | 0.20% | $10 |
| 12 monthsTerm: 12 months. Interest is compounded and credited quarterly (or direct deposit) | 0.28% | $28 |
| 18 monthsTerm: 18 months. Interest is compounded and credited quarterly (or direct deposit) | 0.30% | $45 |
| 24 monthsTerm: 24 months. Interest is compounded and credited quarterly (or direct deposit) | 0.32% | $64 |
| 36 monthsTerm: 36 months. Interest is compounded and credited quarterly (or direct deposit) | 0.33% | $99 |
| 48 monthsTerm: 48 months. Interest is compounded and credited quarterly (or direct deposit) | 0.34% | $137 |
| 60–Unknown monthsTerm: 60 months and above. Interest is compounded and credited quarterly (or direct deposit) | 0.35% | $176 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.