Credit union · NCUA insured
Copper Basin Federal Credit Union Auto Loan Rates
Copper Basin Federal Credit Union auto loans start at 5.50% APR for a new vehicle and 6.50% for a used one. Rates checked October 15, 2026.
How Copper Basin Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Cleveland, TN, where Copper Basin Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Copper Basin Federal Credit Union
5.50%APR
- Terms
- up to 60 months
- Up to
- —
New & Used Vehicles 2026 - 2021
Lowest rate
Appliance Credit Union
3.90%APR
- Terms
- up to 60 months
- Up to
- 9.90% APR
2nd-lowest rate
Bowater Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
Copper Basin Federal Credit Union auto loan score
67
Auto loan score
Higher than 19% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed6.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Copper Basin Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Vehicles 2026 - 2021
All loans are subject to credit approval. Membership in Copper Basin Federal Credit Union required. $100 loan fee charged upon approval. 2024 - 2021 models limited to 72 months.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.75% | Rates as low as. |
| up to 48 months | 5.00% | Rates as low as. |
| up to 60 months | 5.50% | Rates as low as. |
| up to 72 months | 6.00% | Rates as low as. |
| up to 84 months | 6.75% | Rates as low as. 2024 - 2021 models limited to 72 months. |
Sources (3)
All captured Oct 7, 2026
Used Vehicles 2009 & Older
All loans are subject to credit approval. Membership in Copper Basin Federal Credit Union required. $100 loan fee charged upon approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 7.75% | Rates as low as. |
| up to 48 months | 8.00% | Rates as low as. |
Sources (3)
All captured Oct 7, 2026
Used Vehicles 2015 - 2010
All loans are subject to credit approval. Membership in Copper Basin Federal Credit Union required. $100 loan fee charged upon approval. 2013 and older models limited to 48 months.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 6.75% | Rates as low as. |
| up to 48 months | 7.00% | Rates as low as. |
| up to 60 months | 7.50% | Rates as low as. 2013 and older models limited to 48 months. |
Sources (3)
All captured Oct 7, 2026
Used Vehicles 2020 - 2016
All loans are subject to credit approval. Membership in Copper Basin Federal Credit Union required. $100 loan fee charged upon approval. 2019 - 2016 models limited to 60 months.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.75% | Rates as low as. |
| up to 48 months | 6.00% | Rates as low as. |
| up to 60 months | 6.50% | Rates as low as. |
| up to 72 months | 7.00% | Rates as low as. 2019 - 2016 models limited to 60 months. |
Sources (3)
All captured Oct 7, 2026
Who can join Copper Basin Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or worship in Polk County, TN, or Fannin, Gilmer, or Union County, GA are eligible to join.
Family and household
- Immediate relatives of any existing CBFCU member are eligible to join.
Cost to join
- A deposit of $5.00 is required to open a Credit Union Share (Savings) Account and establish membership.
Membership information collected October 5, 2026.