Credit union · NCUA insured
Cooperative Credit Union Savings Rates
Cooperative Credit Union’s best savings rate is 0.30% APY on $10,000, with its HIGH YIELD. Rates checked October 17, 2026.
How Cooperative Credit Union’s savings rates compare
Compared with banks and credit unions in Kansas, where Cooperative Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cooperative Credit Union
0.30%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $30
HIGH YIELD
Top rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
Truity Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
Cooperative Credit Union savings score
73
Savings score
Higher than 34% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cooperative Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
HIGH YIELD
0.30%APY
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $1,000 – $4,999HIGH YIELD TIER 1 · $1,000 to open | 0.20% | $1,000 | — | HIGH YIELD TIER 1 |
| $5,000 – $9,999HIGH YIELD TIER 2 · $5,000 to open | 0.25% | $5,000 | — | HIGH YIELD TIER 2 |
| $10,000 and upHIGH YIELD TIER 3 · $10,000 to open | 0.30% | $10,000 | $30 | HIGH YIELD TIER 3 |
Sources (1)
- cooperativecu.com/deposit-accounts · captured Sep 18, 2026
Shares
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (1)
- cooperativecu.com/deposit-accounts · captured Sep 18, 2026
Special Shares
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (1)
- cooperativecu.com/deposit-accounts · captured Sep 18, 2026
ADVANTAGE
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (1)
- cooperativecu.com/deposit-accounts · captured Sep 18, 2026
TOTALLY FREE
0.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.00% | $0 |
Sources (1)
- cooperativecu.com/deposit-accounts · captured Sep 18, 2026
Special-purpose accounts
Christmas Club
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (1)
- cooperativecu.com/deposit-accounts · captured Sep 18, 2026
50 PLUS
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (1)
- cooperativecu.com/deposit-accounts · captured Sep 18, 2026
Who can join Cooperative Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals living within a 100-mile radius of Coffeyville, Kansas, the surrounding contiguous 26 Kansas counties, the Coffeyville Kansas trade area, patrons, family members, affiliates, and organizations of such persons are eligible for membership.
Employers and groups
- Individuals employed and retired by CVR Energy of Coffeyville, Kansas, its affiliates, patrons, survivor companies, contract employees, members of their families, organizations of such persons, and subsidiary locations in Bartlesville, Oklahoma and Winfield, Kansas are eligible for membership.
- Individuals, employees, volunteers, and patrons of The Friends of the Mansion are eligible for membership.
Other ways
- Individuals living, working, residing, or worshipping in any community who are of the Catholic Faith or any recognized religious faith are eligible for membership.
Membership information collected October 4, 2026.