Credit union · NCUA insured
Concho Educators Federal Credit Union Credit Card Rates
Concho Educators Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Concho Educators Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near San Angelo, TX, where Concho Educators Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Concho Educators Federal Credit Union
9.90%APR
Platinum Rewards Visa
2nd-lowest rate
San Angelo Federal Credit Union
9.95%APR
3rd-lowest rate
Trans Texas Southwest Credit Union
9.95%APR
Concho Educators Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Concho Educators Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Rewards Visa
All loans are subject to credit approval. Rate based on credit score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed APR. Subject to credit approval; rate based on credit score. |
Sources (1)
- conchoeducators.org/credit-card · captured Oct 7, 2026
Silver Rewards Visa
All loans are subject to credit approval. Rate based on credit score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90%–15.90% | None | Fixed APR. Subject to credit approval; rate based on credit score. |
Sources (1)
- conchoeducators.org/credit-card · captured Oct 7, 2026
Silver Secured Rewards Visa
All loans are subject to credit approval. Rate based on credit score.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90%–15.90% | None | Fixed APR. Subject to credit approval; rate based on credit score. |
Sources (1)
- conchoeducators.org/credit-card · captured Oct 7, 2026
Who can join Concho Educators Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, attends school, or worships in Tom Green County is eligible for membership.
Military, government and schools
- Individuals employed by public schools in Coke, Concho, Crockett, Irion, Menard, Schleicher, Sutton, and Tom Green counties are eligible for membership.
- Individuals employed by specified Independent School Districts (Bronte, Christoval, Eden, Eldorado, Grape Creek, Pulliam, Menard, Mertzon, Olfen, Ozona, Paint Rock, Robert Lee, San Angelo, Sonora, Veribest, Wall, and water Valley) are eligible to join.
Family and household
- Immediate family members of individuals employed by qualifying educational institutions and employee groups are eligible to join.
Membership information collected October 5, 2026.