Bank · FDIC insured
Community Savings Bank Savings Rates
Community Savings Bank’s best savings rate is 1.00% APY on $10,000, with its Money Market Statement Account. Rates checked October 16, 2026.
How Community Savings Bank’s savings rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Community Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Community Savings Bank
1.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $100
Money Market Statement Account
Top rate
General Electric Credit Union
4.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $425
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
Community Savings Bank savings score
83
Savings score
Higher than 63% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0000.15%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Statement Account
1.00%APY
Avoid $2 monthly service charge fee if account balance is $1,000 or above. Compounding frequency is daily. Variable interest rate; subject to change.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $49,999Minimum balance to earn interest is $5,000. $2 monthly fee waived with $1,000 minimum balance. | 1.00% | $100 | Minimum balance to earn interest is $5,000. $2 monthly fee waived with $1,000 minimum balance. |
| $50,000 – $99,999$2 monthly fee waived with $1,000 minimum balance. | 2.00% | — | $2 monthly fee waived with $1,000 minimum balance. |
| $100,000 and up$2 monthly fee waived with $1,000 minimum balance. | 3.00% | — | $2 monthly fee waived with $1,000 minimum balance. |
Sources (3)
All captured Oct 6, 2026
Savings - Statement
0.15%APY
A $2 monthly service charge fee applies if account balance falls below $100 in any month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn interest is $100. Compounded daily. Monthly fee of $2 waived when balance is $100 or above.$100 and up | 0.15% | $15 | Minimum balance to earn interest is $100. Compounded daily. Monthly fee of $2 waived when balance is $100 or above. |
Sources (3)
All captured Oct 6, 2026
Special-purpose accounts
First Steps Savings
2.50%APY
Designed for young savers under the age of 18. Annual $10.00 birthday bonus requires a minimum balance of $100.00 and ceases automatically at age 18. E-statements are required to avoid a $5.00 monthly paper statement fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upMinimum balance to earn interest is $100. Compounded daily. Limited time offer.$100 and up | 2.50% | $250 | Minimum balance to earn interest is $100. Compounded daily. Limited time offer. |
Sources (3)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.