Credit union · NCUA insured
Community Choice Credit Union Credit Card Rates
Community Choice Credit Union credit cards start at 17.74% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Community Choice Credit Union’s credit card rates compare
Compared with banks and credit unions near Des Moines, IA, where Community Choice Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Community Choice Credit Union
17.74%APR
- Up to
- 20.99% APR
Smart Credit
Lowest rate
Advantage Credit Union
7.90%APR
- Up to
- 13.90% APR
2nd-lowest rate
IH Mississippi Valley Credit Union
7.90%APR
- Up to
- —
Community Choice Credit Union credit card score
60
Credit card score
Higher than 2% of U.S. banks and credit unions
- Purchase APRPurchase APR17.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Community Choice Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Bulldog Excellence
Subject to credit approval and creditworthiness. Variable APR based on the U.S. Prime Rate as published in the Wall Street Journal.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0.00% introductory APR applies to eligible purchases for the first 6 months from account opening. Existing CCCU balances are not eligible. |
| Ongoing | 17.74%–20.99% | None | Regular variable APR applies after the 6-month introductory period based on credit score and creditworthiness. Varies with the U.S. Prime Rate. |
Sources (2)
All captured Oct 16, 2026
Hawkeye Gold
Subject to credit approval and creditworthiness. Variable APR based on the U.S. Prime Rate as published in the Wall Street Journal.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0.00% introductory APR applies to eligible purchases for the first 6 months from account opening. Existing CCCU balances are not eligible. |
| Ongoing | 17.74%–20.99% | None | Regular variable APR applies after the 6-month introductory period based on credit score and creditworthiness. Varies with the U.S. Prime Rate. |
Sources (2)
All captured Oct 16, 2026
Priority Plus
Subject to credit approval and creditworthiness. Variable APR based on the U.S. Prime Rate as published in the Wall Street Journal.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0.00% introductory APR applies to all purchases for the first 6 months from account opening. Thereafter regular APR applies. |
| Ongoing | 17.74%–20.99% | None | Regular variable APR applies after the 6-month introductory period based on creditworthiness and varies with the U.S. Prime Rate. |
Sources (2)
All captured Oct 16, 2026
Smart Credit
Subject to credit score, analysis, and creditworthiness. Variable APR based on the U.S. Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.74%–20.99% | None | Regular APR dependent on creditworthiness and approval is subject to credit score and analysis. Varies with the U.S. Prime Rate. |
Sources (2)
All captured Oct 16, 2026
UNLimited Cash
Subject to credit approval and creditworthiness. Variable APR based on the U.S. Prime Rate as published in the Wall Street Journal.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0.00% introductory APR applies to eligible purchases for the first 6 months from account opening. Existing CCCU balances are not eligible. |
| Ongoing | 17.74%–20.99% | None | Regular variable APR applies after the 6-month introductory period based on credit score and creditworthiness. Varies with the U.S. Prime Rate. |
Sources (3)
- comchoicecu.org/borrow/credit-cards
- comchoicecu.org/borrow/credit-cards/unlimited-cash-card
- comchoicecu.org/borrow/loan-rates
All captured Oct 16, 2026
Who can join Community Choice Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.