Credit union · NCUA insured
Community 1st Credit Union Savings Rates
Community 1st Credit Union’s best savings rate is 0.75% APY on $10,000, with its Tiered Interest Money Market (TIMM) Account. Rates checked October 22, 2026.
How Community 1st Credit Union’s savings rates compare
Compared with banks and credit unions in Montana, where Community 1st Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Community 1st Credit Union
0.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $75
Tiered Interest Money Market (TIMM) Account
Top rate
Daniels-Sheridan Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $400
2nd-highest rate
Mile High FCU
3.50%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $350
Community 1st Credit Union savings score
83
Savings score
Higher than 64% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.26%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Community 1st Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Tiered Interest Money Market (TIMM) Account
0.75%APY
Dividends are compounded monthly. No fees are associated with the TIMM account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Dividends are compounded monthly. | 0.00% | — | Dividends are compounded monthly. |
| $1,000 – $25,000Dividends are compounded monthly. | 0.75% | $75 | Dividends are compounded monthly. |
| $25,000 – $75,000Dividends are compounded monthly. | 1.01% | — | Dividends are compounded monthly. |
| $75,000 and upDividends are compounded monthly. | 1.26% | — | Dividends are compounded monthly. |
Sources (1)
- c1stfcu.com/loans · captured Sep 16, 2026
Who can join Community 1st Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership includes residents of the community charter area encompassing Custer, Rosebud, Garfield, Powder River, and Prairie counties.
Membership information collected October 4, 2026.