Credit union · NCUA insured
Communication Federal Credit Union Auto Loan Rates
Top CarrotCommunication Federal Credit Union auto loans start at 5.49% APR for a new vehicle and 5.49% for a used one. Rates checked October 15, 2026.
How Communication Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Oklahoma City, OK, where Communication Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Communication Federal Credit Union
5.49%APR
- Terms
- up to 66 months
- Discount
- None included
Auto Loan
Lowest rate
Credit Union One of Oklahoma
4.24%APR
- Terms
- 49–60 months
- Discount
- None included
2nd-lowest rate
Oklahoma's Credit Union
4.24%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Communication Federal Credit Union auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.49%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Communication Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Rates determined at application based on credit history, collateral, loan-to-value (LTV) ratio, and term. No down payment required for qualified borrowers (finance up to 100%). No prepayment penalty. Current CFCU loans not eligible for refinance at these rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 66 months | 5.49% | Model years 2019–2027. Fixed rate. Rates published are as low as stated rate. |
| up to 78 months | 5.74% | Model years 2022–2027. Fixed rate. Rates published are as low as stated rate. |
| up to 84 months | 5.99% | Model years 2023–2027. Fixed rate. Rates published are as low as stated rate. |
| up to 54 months | 6.74% | Model years 2017–2018. Fixed rate. Rates published are as low as stated rate. |
| up to 48 months | 6.99% | Model years 2015–2016. Fixed rate. Rates published are as low as stated rate. |
Auto Loan Refinance
Loan must be refinanced to Communication Federal Credit Union from another financial institution. Up to 3 months with no payments (interest begins accruing when funds are disbursed). Rates determined at application based on credit history, vehicle age, and loan-to-value (LTV) ratio.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.49% | Promotional rate special. Requires vehicle to be model year 2019 or newer refinanced from another financial institution. |
Sources (1)
- comfedcu.org/loans/auto/refinance · captured Oct 7, 2026
Who can join Communication Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.