Credit union · NCUA insured
CoastLife Credit Union CD Rates
CoastLife Credit Union’s best CD rate is 3.95% APY on a 6-month share certificate (CD). Terms run from 6 months to 3 years. Rates checked October 16, 2026.
How CoastLife Credit Union’s CD rates compare
Compared with banks and credit unions near Corpus Christi, TX, where CoastLife Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CoastLife Credit Union
3.95%APY
- Term
- 6 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $196
CD
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
CoastLife Credit Union CD score
83
CD score
Higher than 62% of U.S. banks and credit unions
- 3–8 months3–8 mo3.95%
- 9–15 months9–15 mo3.85%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.25%
- QualifiedQualified3.95%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CoastLife Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CD
Up to 3.95%APY · 5 terms
A penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.95% | $196 |
| 12 months | 3.80% | $380 |
| 15 months | 3.85% | $484 |
| 24 months | 3.50% | $712 |
| 36 months | 3.25% | $1,007 |
Sources (1)
- coastlifecu.com/home/rates · captured Sep 17, 2026
Special-purpose accounts
IRA CD
Up to 3.82%APY · 1 term
A penalty may be imposed for early withdrawal.
| Term | APY · $25,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 24 months | 3.45% | 3.82% | —3.45% from $25k3.82% from $100k | — |
Sources (1)
- coastlifecu.com/home/rates · captured Sep 17, 2026
Who can join CoastLife Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live or work in Nueces, Aransas, Duval, Jim Wells, Kleberg, or San Patricio County are eligible for membership.
- Persons who live, work, worship, or attend school in, and businesses/legal entities located within the underserved area of Kleberg County, TX, are eligible.
Employers and groups
- Employees of CoastLife Credit Union are eligible for membership.
- Members of the Texas A&M University — Corpus Christi Alumni Association in Corpus Christi, Texas, who qualify in accordance with bylaws as of January 11, 1994, are eligible.
Military, government and schools
- Employees of Agua Dulce ISD working in Aransas or Nueces Counties, Texas, as well as the entity itself, are eligible for membership.
- Faculty and students of Del Mar College in Aransas or Nueces Counties, Texas, as well as Del Mar College itself, are eligible for membership.
7 more ways to join
Military, government and schools
- Faculty and students of Texas A&M University - Corpus Christi in Aransas or Nueces Counties, Texas, as well as the university itself, are eligible for membership.
- Employees of the City of Robstown, Texas are eligible for membership.
Family and household
- Immediate family members of current members (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, or adoptive relationships) are eligible for membership.
- Immediate family members of students who are members of this credit union are eligible for membership.
- Spouses of persons who died while within the credit union's field of membership are eligible for membership.
Other ways
- Members of record of Freer Federal Credit Union as of April 9, 1993 are eligible for membership.
- Persons receiving retirement, pension, or other benefits resulting from prior employment by any eligible business or organization are eligible for membership.
Membership information collected October 5, 2026.