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Credit union · NCUA insured

CoastLife Credit Union Auto Loan Rates

CoastLife Credit Union auto loans start at 5.00% APR for a new vehicle and 5.00% for a used one. Rates checked October 16, 2026.

How CoastLife Credit Union’s auto loan rates compare

Compared with banks and credit unions near Corpus Christi, TX, where CoastLife Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    CoastLife Credit Union

    5.00%APR

    Terms
    up to 60 months
    Up to
    —

    Auto Loans

  • Lowest rate

    NSPIRE FCU

    3.75%APR

    Terms
    —
    Up to
    —

    NSPIRE FCU rates

  • Top Carrot, Carrot Score 89

    2nd-lowest rate

    STAR Financial Credit Union

    3.79%APR

    Terms
    36–84 months
    Up to
    15.54% APR

    STAR Financial Credit Union rates

Compare auto loan rates near you →

CoastLife Credit Union auto loan score

82

Auto loan score

Higher than 57% of U.S. banks and credit unions

By vehicle
  • New vehicleNew5.00%
  • Used vehicleUsed5.00%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where CoastLife Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join CoastLife Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

  • Persons who live or work in Nueces, Aransas, Duval, Jim Wells, Kleberg, or San Patricio County are eligible for membership.
  • Persons who live, work, worship, or attend school in, and businesses/legal entities located within the underserved area of Kleberg County, TX, are eligible.

Employers and groups

  • Employees of CoastLife Credit Union are eligible for membership.
  • Members of the Texas A&M University — Corpus Christi Alumni Association in Corpus Christi, Texas, who qualify in accordance with bylaws as of January 11, 1994, are eligible.

Military, government and schools

  • Employees of Agua Dulce ISD working in Aransas or Nueces Counties, Texas, as well as the entity itself, are eligible for membership.
  • Faculty and students of Del Mar College in Aransas or Nueces Counties, Texas, as well as Del Mar College itself, are eligible for membership.
7 more ways to join

Military, government and schools

  • Faculty and students of Texas A&M University - Corpus Christi in Aransas or Nueces Counties, Texas, as well as the university itself, are eligible for membership.
  • Employees of the City of Robstown, Texas are eligible for membership.

Family and household

  • Immediate family members of current members (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, or adoptive relationships) are eligible for membership.
  • Immediate family members of students who are members of this credit union are eligible for membership.
  • Spouses of persons who died while within the credit union's field of membership are eligible for membership.

Other ways

  • Members of record of Freer Federal Credit Union as of April 9, 1993 are eligible for membership.
  • Persons receiving retirement, pension, or other benefits resulting from prior employment by any eligible business or organization are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
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