Credit union · NCUA insured
Coastal Credit Union Credit Card Rates
Top CarrotCoastal Credit Union credit card rates start at 10.75% APR. Rates checked October 22, 2026.
How Coastal Credit Union’s credit card rates compare
Compared with banks and credit unions near Raleigh, NC, where Coastal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Coastal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Summit Credit Union
8.95%APR
- Up to
- 16.95% APR
2nd-lowest rate
ElecTel Cooperative Federal Credit Union
9.90%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Rate Advantage Secured Visa®
Membership eligibility required. All loans subject to credit approval. Requires opening a Special Savings Account with a deposit of 100% of the approved credit limit to secure the card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | APR varies with the market based on the Prime Rate. Requires 100% of credit limit deposited as collateral in a savings account. |
Rate Advantage Visa®
Membership eligibility required. All loans subject to credit approval. Variable APR is based on creditworthiness and varies with the market based on the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.75%–18.00% | None | Standard APR varies with the market based on the Prime Rate and is determined by creditworthiness. |
Signature Premier Rewards Visa®
Membership eligibility required. All loans subject to credit approval. Variable APR is based on creditworthiness and varies with the market based on the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.75%–18.00% | None | Standard APR varies with the market based on the Prime Rate and is determined by creditworthiness. |
Who can join Coastal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.