Credit union · NCUA insured
CME Credit Union Auto Loan Rates
CME Credit Union auto loans start at 5.24% APR for a new vehicle and 5.49% for a used one. Rates checked October 22, 2026.
How CME Credit Union’s auto loan rates compare
Compared with banks and credit unions near Providence, RI-MA, where CME Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
CME Credit Union
5.24%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
New Vehicles Auto Loans
Lowest rate
Shoreham Bank
3.99%APR
- Terms
- up to 78 months
- Discount
- None included
2nd-lowest rate
St. Anthony of Padua FCU
3.99%APR
- Terms
- up to 72 months
- Discount
- None included
CME Credit Union auto loan score
70
Auto loan score
Higher than 27% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CME Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicles Auto Loans
New vehicles only. Finance up to 125% of the NADA value or purchase price. Must become a member of CME CU to finalize loan. Rates determined by credit history, loan term, and payment method; includes a 0.25% autopayment discount from CMECU checking account.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.99% | New vehicles only. Monthly payment per $1,000 is $23.02. Includes a 0.25% autopayment discount from CMECU checking account. |
| up to 60 months | 5.24% | New vehicles only. Monthly payment per $1,000 is $18.98. Includes a 0.25% autopayment discount from CMECU checking account. |
| up to 72 months | 5.49% | New vehicles only. Monthly payment per $1,000 is $16.33. Includes a 0.25% autopayment discount from CMECU checking account. |
| up to 84 months | 6.74% | New vehicles only. Monthly payment per $1,000 is $14.97. Includes a 0.25% autopayment discount from CMECU checking account. |
Sources (1)
- cmecreditunion.org/borrow/auto-loans · captured Oct 14, 2026
Used Vehicles (2020-2013) Auto Loans
Used vehicles model years 2020-2013. Finance up to 125% of the NADA value or purchase price. Must become a member of CME CU to finalize loan. Rates determined by credit history, loan term, and payment method; includes a 0.25% autopayment discount from CMECU checking account.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.74% | Used vehicles (2020-2013). Monthly payment per $1,000 is $23.37. Includes a 0.25% autopayment discount from CMECU checking account. |
| up to 60 months | 6.49% | Used vehicles (2020-2013). Monthly payment per $1,000 is $19.56. Includes a 0.25% autopayment discount from CMECU checking account. |
| up to 72 months | 6.74% | Used vehicles (2020-2013). Monthly payment per $1,000 is $16.92. Includes a 0.25% autopayment discount from CMECU checking account. |
Sources (1)
- cmecreditunion.org/borrow/auto-loans · captured Oct 14, 2026
Used Vehicles (2021-2025) Auto Loans
Used vehicles model years 2021-2025. Finance up to 125% of the NADA value or purchase price. Must become a member of CME CU to finalize loan. Rates determined by credit history, loan term, and payment method; includes a 0.25% autopayment discount from CMECU checking account.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.24% | Used vehicles (2021-2025). Monthly payment per $1,000 is $23.14. Includes a 0.25% autopayment discount from CMECU checking account. |
| up to 60 months | 5.49% | Used vehicles (2021-2025). Monthly payment per $1,000 is $19.10. Includes a 0.25% autopayment discount from CMECU checking account. |
| up to 72 months | 5.99% | Used vehicles (2021-2025). Monthly payment per $1,000 is $16.57. Includes a 0.25% autopayment discount from CMECU checking account. |
Sources (1)
- cmecreditunion.org/borrow/auto-loans · captured Oct 14, 2026
Who can join CME Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.