Credit union · NCUA insured
Clean Energy Credit Union Auto Loan Rates
Clean Energy Credit Union auto loan rates start at 4.99% APR. Rates checked October 22, 2026.
How Clean Energy Credit Union’s auto loan rates compare
Compared with banks and credit unions nationwide. New vehicle, lowest advertised APR first.
This credit union’s lowest
Clean Energy Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
SUNY Fredonia Federal Credit Union
1.90%APR
- Terms
- 12–60 months
2nd-lowest rate
Longshoremen's Local 4 Federal Credit Union
1.99%APR
- Terms
- up to 84 months
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New or Refinanced New Electric Vehicle
Clean Energy Vehicles must be electric, plug-in hybrid, or hybrid. Up to 110% Loan-to-Value. Rates shown include a 2.00% discount for automatic loan payments. Add 1.00% to rates for electric motorcycles, and add 0.50% for high-LTV loans (those exceeding 100% LTV, up to a maximum of 125%). Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics. Residences in certain counties and states may be eligible for a 0.50% rate discount. Membership eligibility required (open a share savings account with $5 minimum deposit).
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.99% | Up to 110% Loan-to-Value. Rate includes a 2.00% discount for automatic loan payments. |
| up to 60 months | 5.49% | Up to 110% Loan-to-Value. Rate includes a 2.00% discount for automatic loan payments. |
| up to 72 months | 5.89% | Up to 110% Loan-to-Value. Rate includes a 2.00% discount for automatic loan payments. |
Sources (1)
- cleanenergycu.org/personal/clean-energy-vehicle-loans · captured Oct 7, 2026
Used or Refinanced Used Electric Vehicle
Clean Energy Vehicles must be electric, plug-in hybrid, or hybrid. Vehicles are considered used if they have over 10,000 miles or are model years 2023 or older. Maximum age for a used vehicle is 8 years old. Up to 110% Loan-to-Value. Rates shown include a 2.00% discount for automatic loan payments. Add 1.00% to rates for electric motorcycles, and add 0.50% for high-LTV loans (those exceeding 100% LTV, up to a maximum of 125%). Rates shown are lowest possible rates for qualified buyers. Rates may change dependent on credit qualifications, underwriting factors, and loan characteristics. Residences in certain counties and states may be eligible for a 0.50% rate discount. Membership eligibility required (open a share savings account with $5 minimum deposit).
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.49% | Up to 110% Loan-to-Value. Rate includes a 2.00% discount for automatic loan payments. |
| up to 60 months | 5.99% | Up to 110% Loan-to-Value. Rate includes a 2.00% discount for automatic loan payments. |
| up to 72 months | 6.39% | Up to 110% Loan-to-Value. Rate includes a 2.00% discount for automatic loan payments. |
Sources (1)
- cleanenergycu.org/personal/clean-energy-vehicle-loans · captured Oct 7, 2026
Who can join Clean Energy Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone who is U.S.-based can gain membership eligibility free of charge by selecting 'Enroll me as a member of Solar United Neighbors at no cost' during the application process.
Employers and groups
- Members of recognized affiliate organizations are eligible for membership.
- Employees and volunteers of Clean Energy Credit Union, Our Climate, or 350 Colorado are eligible for membership.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including step- and adoptive relationships) and household members of eligible individuals or existing members are eligible to join.
Cost to join
- Opening a savings account requires a minimum starting deposit of $5.
Membership information collected October 4, 2026.