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Credit union · NCUA insured

Class Act Federal Credit Union Credit Card Rates

Top Carrot, Carrot Score 88Top Carrot

Class Act Federal Credit Union credit cards start at 13.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.

How Class Act Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Class Act Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 88

    This credit union’s lowest

    Class Act Federal Credit Union

    13.00%APR

    Up to
    —

    Visa Platinum Credit Card

  • Top Carrot, Carrot Score 88

    Lowest rate

    Doe Run Federal Credit Union

    8.90%APR

    Up to
    —

    Doe Run Federal Credit Union rates

  • 2nd-lowest rate

    Transcend Credit Union

    8.90%APR

    Up to
    17.90% APR

    Transcend Credit Union rates

Compare credit card rates near you →

Class Act Federal Credit Union credit card score

66

Credit card score

Higher than 17% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR13.00%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Class Act Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Class Act Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Military, government and schools

  • Open to students of specified educational communities (including JCPS students/immediate family, U of L students/alumni, Embry-Riddle, Family Scholar House, Galen College of Nursing, Sullivan University).
  • Open to those who work for, retired from, or volunteer at listed educational groups in the area.

Family and household

  • Open to immediate family members (spouses, children, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, stepsiblings, adoptive relationships) or household members of an existing Class Act member.

Other ways

  • Open to residents of Kentucky or Indiana by joining the Kentucky PTA (Class Act pays the join fee).

Cost to join

  • Class Act covers the Kentucky PTA join fee for applicants joining via that route.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← Class Act Federal Credit Union overview