Credit union · NCUA insured
Civic Central Credit Union Credit Card Rates
Civic Central Credit Union doesn’t publish an ongoing APR for its credit cards, only a 13-month introductory rate. Rates checked October 16, 2026.
How Civic Central Credit Union’s credit card rates compare
Compared with banks and credit unions near Jefferson City, MO, where Civic Central Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Civic Central Credit Union
– –
No ongoing APR published
Lowest rate
MECE Credit Union
7.75%APR
2nd-lowest rate
Highway Alliance Credit Union
8.90%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Civic Central Credit Union VISA
Low Fixed Rates. No Annual Fees. No Balance Transfer Fees, Ever.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 13 months | 3.99% | None | Promotional balance transfer offer: 3.99% APR for 13 months from the date of transfer for balance transfers completed 6/1/2023 through 8/31/2023. After the promotional timeframe expires, remaining balances migrate to standard APR. Minimum qualifications apply. |
No ongoing APR is published for this card, only the rate above.
Who can join Civic Central Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Federal, state, and local government employees and retirees in Cole, Boone, Callaway, Miller, Moniteau, and Osage counties are eligible for membership.
Family and household
- Family members (spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, first cousin, or legal guardian, including step, in-law, and legally adoptive relationships) of qualifying public servants are eligible for membership.
Membership information collected October 4, 2026.