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Credit union · NCUA insured

MECE Credit Union Credit Card Rates

Top Carrot, Carrot Score 98Top Carrot

MECE Credit Union credit cards start at 7.75% APR on purchases, after any introductory rate. Rates checked October 17, 2026.

How MECE Credit Union’s credit card rates compare

Compared with banks and credit unions near Jefferson City, MO, where MECE Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 98

    This credit union’s lowest

    MECE Credit Union

    7.75%APR

    Visa Credit Card

  • 2nd-lowest rate

    Highway Alliance Credit Union

    8.90%APR

    Highway Alliance Credit Union rates

  • Top Carrot, Carrot Score 88

    3rd-lowest rate

    United Credit Union

    9.50%APR

    United Credit Union rates

Compare credit card rates near you →

MECE Credit Union credit card score

95

Credit card score

Higher than 97% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR7.75%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where MECE Credit Union ranks

By credit card score, in each area where it has branches

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join MECE Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of Rural Missouri Electric Cooperatives, KAMO Power, Northeast Oklahoma, Access Energy, Chariton Valley, Southern Iowa, Ozarks Electric (AR), AMEC, and MECE Credit Union are eligible for membership.

Family and household

  • Immediate family members (defined as spouses, grandparents, parents, children, grandchildren, siblings, and spouses of children, grandchildren, and siblings) of eligible employees, as well as the spouse's immediate family, are eligible for membership.

Cost to join

  • A minimum deposit of $25 is required to open an account.

Membership information collected October 4, 2026.

← MECE Credit Union overview