Credit union · NCUA insured
MECE Credit Union Credit Card Rates
Top CarrotMECE Credit Union credit cards start at 7.75% APR on purchases, after any introductory rate. Rates checked October 17, 2026.
How MECE Credit Union’s credit card rates compare
Compared with banks and credit unions near Jefferson City, MO, where MECE Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
MECE Credit Union
7.75%APR
Visa Credit Card
2nd-lowest rate
Highway Alliance Credit Union
8.90%APR
3rd-lowest rate
United Credit Union
9.50%APR
MECE Credit Union credit card score
95
Credit card score
Higher than 97% of U.S. banks and credit unions
- Purchase APRPurchase APR7.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where MECE Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
Knock 0.25% off your interest rate when you set-up automatic payments! 25-day purchase grace period.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.75% | None | Rates As Low As 7.75% APR. Revolving Term. No annual fee. Knock 0.25% off your interest rate when you set-up automatic payments! |
Sources (1)
- mececu.com/credit-cards · captured Oct 7, 2026
Who can join MECE Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Rural Missouri Electric Cooperatives, KAMO Power, Northeast Oklahoma, Access Energy, Chariton Valley, Southern Iowa, Ozarks Electric (AR), AMEC, and MECE Credit Union are eligible for membership.
Family and household
- Immediate family members (defined as spouses, grandparents, parents, children, grandchildren, siblings, and spouses of children, grandchildren, and siblings) of eligible employees, as well as the spouse's immediate family, are eligible for membership.
Cost to join
- A minimum deposit of $25 is required to open an account.
Membership information collected October 4, 2026.