Credit union · NCUA insured
Highway Alliance Credit Union Credit Card Rates
Highway Alliance Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Highway Alliance Credit Union’s credit card rates compare
Compared with banks and credit unions near Jefferson City, MO, where Highway Alliance Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Highway Alliance Credit Union
8.90%APR
Visa Classic
Lowest rate
MECE Credit Union
7.75%APR
3rd-lowest rate
United Credit Union
9.50%APR
Highway Alliance Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Highway Alliance Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Classic
Any exceptions to these terms must be reviewed and approved by President.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Credit score: 700+ (A Paper). |
| Ongoing | 9.90% | None | Credit score: 676-699 (B Paper). |
| Ongoing | 12.90% | None | Credit score: 625-675 (C Paper). |
| Ongoing | 16.90% | None | Credit score: 575-624 (D Paper). |
| Ongoing | 20.90% | None | Credit score: 500-575 (E Paper). |
| Ongoing | 23.90% | None | Credit score: Below 500 (F Paper). |
Sources (1)
- hacu4u.com/CurrentLoanRates.html · captured Oct 7, 2026
Visa Platinum
Any exceptions to these terms must be reviewed and approved by President. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Credit score: 700+ (A Paper). |
| Ongoing | 10.90% | None | Credit score: 676-699 (B Paper). |
| Ongoing | 13.90% | None | Credit score: 625-675 (C Paper). |
| Ongoing | 17.90% | None | Credit score: 575-624 (D Paper). |
| Ongoing | 21.90% | None | Credit score: 500-575 (E Paper). |
| Ongoing | 24.90% | None | Credit score: Below 500 (F Paper). |
Who can join Highway Alliance Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Missouri State Troopers Association members and their family members are eligible for membership.
- Missouri Transportation Association members and their family members are eligible for membership.
Military, government and schools
- Missouri Department of Transportation Central District & Central Office employees and family members are eligible for membership.
- MoDOT and Patrol Employees Retirement System (MPERS) employees and family members are eligible for membership.
- Missouri State Highway Patrol GHQ, and Troops F & I employees and family members are eligible for membership.
Family and household
- Family members qualifying for membership include spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, first cousin, legal guardian, and step, in-law, and adoptive relationships.
Cost to join
- Membership requires an initial share deposit of at least $25.00 into a new share account.
Membership information collected October 4, 2026.