Bank · FDIC insured
City National Bank Credit Card Rates
City National Bank credit cards start at 18.75% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How City National Bank’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where City National Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
City National Bank
18.75%APR
- Up to
- 22.75% APR
City National Cash Back Credit Card
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
City National Bank credit card score
60
Credit card score
Higher than 1% of U.S. banks and credit unions
- Purchase APRPurchase APR18.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where City National Bank ranks
By credit card score, in each area where it has branches
- #80 of 83Los Angeles-Long Beach-Anaheim, CA metro35
- #67 of 69New York-Newark-Jersey City, NY-NJ metro6
- #43 of 45San Francisco-Oakland-Fremont, CA metro5
- #22 of 24San Diego-Chula Vista-Carlsbad, CA metro4
- #20 of 24Las Vegas-Henderson-North Las Vegas, NV metro3
- #22 of 24San Jose-Sunnyvale-Santa Clara, CA metro3
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
City National Cash Back Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.75%–22.75% | None | Variable APR based on creditworthiness. |
| Ongoing | 24.75% | None | Variable APR. |
Sources (2)
- cnb.com/personal-banking/lending/credit-cards.html
- cnb.com/personal-banking/lendi…dit-cards/cash-back.html
All captured Oct 7, 2026
City National Crystal Visa Infinite Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 20.75%–24.75% | $400 | Variable APR based on creditworthiness. |
| Ongoing | 26.75% | $400 | Variable APR. |
Sources (2)
- cnb.com/personal-banking/lending/credit-cards.html
- cnb.com/personal-banking/lendi…ystal-visa-infinite.html
All captured Oct 7, 2026
City National Flex Rewards Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.75%–22.75% | None | Variable APR based on creditworthiness. |
| Ongoing | 24.75% | None | Variable APR. |
Sources (2)
- cnb.com/personal-banking/lending/credit-cards.html
- cnb.com/personal-banking/lendi…-cards/flex-rewards.html
All captured Oct 7, 2026
City National Now Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 22.75%–26.75% | None | Variable APR based on creditworthiness. |
| Ongoing | 28.75% | None | Variable APR. |
Sources (2)
- cnb.com/personal-banking/lending/credit-cards.html
- cnb.com/personal-banking/lending/credit-cards/now.html
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.