Bank · FDIC insured
Citizens National Bank of McConnelsville Savings Rates
Citizens National Bank of McConnelsville’s best savings rate is 1.00% APY on $10,000, with its Hometown Heroes Savings. Rates checked October 16, 2026.
How Citizens National Bank of McConnelsville’s savings rates compare
Compared with banks and credit unions near Zanesville, OH, where Citizens National Bank of McConnelsville has the most branches. $10,000, best rate first.
This bank’s best
Citizens National Bank of McConnelsville
1.00%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $100
Hometown Heroes Savings
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
GENESIS EMPLOYEES
2.27%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $227
Citizens National Bank of McConnelsville savings score
85
Savings score
Higher than 68% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Citizens National Bank of McConnelsville ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Hometown Heroes Savings
1.00%APY
Available to individuals serving or previously served in Fire, Law Enforcement, EMT, Paramedic, Med-Flight, and/or Military. Variable rate account. No required minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.25% | — |
| $1,000 – $2,500 | 0.50% | — |
| $2,500 and up | 1.00% | $100 |
Sources (2)
All captured Oct 16, 2026
Electronic Savings
0.15%APY
No monthly charge is the balance remains at $50.00 or higher; if the balance falls below $50.00, a fee of $5.00 per month will apply. Dormant Savings accounts will incur a $5.00 monthly fee if inactive for two years. Variable rate account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo monthly charge is the balance remains at $50.00 or higher; $5.00 per month if balance falls below $50.00.Any balance | 0.15% | $15 | No monthly charge is the balance remains at $50.00 or higher; $5.00 per month if balance falls below $50.00. |
Sources (2)
All captured Oct 16, 2026
Statement Savings
0.05%APY
No monthly charge is the balance remains at $50.00 or higher; if the balance falls below $50.00, a fee of $5.00 per month will apply. Dormant Savings accounts will incur a $5.00 monthly fee if inactive for two years. Variable rate account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo monthly charge is the balance remains at $50.00 or higher; $5.00 per month if balance falls below $50.00.Any balance | 0.05% | $5 | No monthly charge is the balance remains at $50.00 or higher; $5.00 per month if balance falls below $50.00. |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Christmas Club
0.15%APY
This is a variable rate account. A $5.00 early withdraw penalty per early withdraw (January 1st - October 31st). Christmas Club checks are directly deposited on November 1st.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.