Bank · FDIC insured
Citizens Bank of Ada Savings Rates
Citizens Bank of Ada’s best savings rate is 0.05% APY on $10,000, with its Citizens Savings. Rates checked October 15, 2026.
How Citizens Bank of Ada’s savings rates compare
Compared with banks and credit unions near Ada, OK, where Citizens Bank of Ada has the most branches. $10,000, best rate first.
This bank’s best
Citizens Bank of Ada
0.05%APY
- Minimum
- $25
- Earns on $10,000 a year
- $5
Citizens Savings
Top rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
First United Bank
1.82%APY
- Minimum
- $100
- Earns on $10,000 a year
- $182
Citizens Bank of Ada savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Citizens Bank of Ada ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Citizens Savings
0.05%APY
Minimum average daily balance of $25 must be maintained to obtain the disclosed APY. Interest compounded and credited quarterly. A low balance service charge of $1.00 is imposed if the average daily balance falls below requirement.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upInterest rate paid on balance portion when average daily balance is more than $24.99 ($25 or more). Compounded and credited quarterly.$25 and up | 0.05% | $5 | Interest rate paid on balance portion when average daily balance is more than $24.99 ($25 or more). Compounded and credited quarterly. |
Sources (2)
- citizensada.bank/wp-content/up…sures-updated-8-4-22.pdf
- citizensada.bank/personal-banking/savings-accounts
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.