Bank · FDIC insured
Citizens Bank of Ada
A $353.7M bank headquartered in Ada, OK, with 3 branches in Oklahoma. Best rates: savings 0.05% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings610.05%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Citizens Bank of Ada
Chartered in 1965 and founded in 1967, Citizens Bank of Ada is based in Ada, Oklahoma.
Organized as a locally owned bank with local decision-making powers, it was established by four local business and civic leaders to strengthen the surrounding community.
- Headquarters
- 123 W 12th St, Ada, OK 74820
- FDIC certificate
- 19679 ↗
Branches
3 branches in Oklahoma
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Oklahoma
3 branches
- Citizens Bank of AdaMain office123 W 12th St, Ada, OK 74820Directions
- Ada Arlington Branch1717 Arlington St, Ada, OK 74820Directions
- South Ada Branch1400 Cradduck Rd, Ada, OK 74820Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.50% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.68% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.81% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $62 | $81 | — |
- CapitalLeverage ratio9.50%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.68%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.81%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$62Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Citizens Bank of Ada are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.