Bank · FDIC insured
CIT Bank Savings Rates
CIT Bank’s best savings rate is 1.55% APY on $10,000, with its Money Market. Rates checked October 25, 2026.
How CIT Bank’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
CIT Bank
1.55%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $155
Money Market
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
CIT Bank savings score
88
Savings score
Higher than 85% of U.S. banks and credit unions
- $1,000 balance$1,0001.55%
- $10,000 balance$10,0001.55%
- $100,000 balance$100,0001.55%
- QualifiedQualified1.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CIT Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
1.55%APY
CIT Bank Money Market is a variable-rate account. Interest rates and APYs are subject to change without notice. Not available for new IRAs or current IRA rollover/open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable-rate account; interest rates and APYs are subject to change without notice.Any balance | 1.55% | $155 | Variable-rate account; interest rates and APYs are subject to change without notice. |
Sources (2)
- cms-assets.cit.com/9j7wv5nnfw5…BankProductsandRates.pdf
- cms-assets.cit.com/9j7wv5nnfw5…BankProductsandRates.pdf
All captured Oct 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.